In May this year, Tsinghua University Media Research Laboratory, together with Ant Financial Business School and Qingyan Think Tank, published the Survey on Cognition and Behavior of Young People in China. It shows that although the rapid development of domestic internet finance has opened a shortcut for young people and financial management, financial management education does not seem to go hand in hand, which makes young people inevitably fall into a misunderstanding.

A survey of reporters from Zhongxin. com. Com found that some college students even think that it is girls' own choice to borrow money in the form of "nude photos", and others have no right to interfere. However, some students were surprised by the "naked strip" behavior of girls. These students think that it is irrational for girls to borrow money with "naked strips". If girls simply want to satisfy material desires, "naked strip" will have a bad influence on society. As an adult, you should be responsible for your actions.

Vigorously promoting financial and business education has attracted the attention of the state. At the end of 20 15, the plan for promoting the development of inclusive finance (20 16-2020) issued by the State Council, China pointed out that a long-term mechanism for the development of financial knowledge education should be established to promote some primary and secondary schools to actively carry out financial knowledge popularization education and encourage qualified universities to offer public courses related to financial basic knowledge.

The Notice on Strengthening the Risk Prevention and Education Guidance of Peer-to-Peer Lending in Bad Campus also requires popularizing knowledge of finance and network security and strengthening the education of students' consumption concept. Education guides students to establish a rational consumption concept. Pay attention to students' consumption psychology, and correct students' wrong ideas such as ahead consumption, over consumption and conformity consumption.

Li Jiquan also believes that students should be more involved in social welfare and government management practices, participate in market competition internships in the first-line market, let students pay attention to those who repay the society with enthusiasm, and establish a law-abiding concept.