1. For the purchase of on-site funds, college students can purchase them in the secondary market through stock accounts. The investment opportunity can be determined according to the target of on-site capital investment, that is, buy when the target rises and sell when it falls.

2. For the purchase of OTC funds, college students can purchase them through such consignment agencies as Alipay and Tian Tian Fund. When purchasing, they need to refer to the historical performance of the fund and the management ability of the fund manager, that is, choose those funds with good historical performance and strong management ability of the fund manager to invest.

3. At the same time, no matter whether college students choose to buy on-site funds or off-site funds, they should try their best to choose funds that meet their investment preferences, control their positions and choose platforms with lower transaction costs to invest.

The above is an introduction about how college students buy funds. If you want to invest in funds, you can follow the above method, but financial management is risky and investment needs to be cautious.