20 10 the state has newly issued policies related to college students' entrepreneurial loans, including: 1. Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans for college graduates who start their own businesses. In the process of loan, simplify procedures to facilitate account opening and settlement. The loan amount is about 50,000 yuan. 2. The longest loan period is two years. If it is determined that the loan term needs to be extended after maturity, you can apply for an extension. 3. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum guarantee amount is 5 times of the guarantee fund, and the guarantee period is the same as the loan period. The method of college students' entrepreneurial loan is: if college graduates want to start their own businesses within two years after graduation, they need to obtain a business license from the industrial and commercial department where the entrepreneurial entity is located. If the registered capital (capital) is less than 500,000 yuan, it can be put in place by stages. The capital in place in the first phase shall not be less than 65,438+00% of the registered capital (the contribution shall not be less than 30,000 yuan). If the paid-in registered capital is increased to more than 50% within 65,438+0 years, the balance can be