1. Set goals: First, you need to be clear about your financial goals. What do you hope to achieve through financial management? Buy new study materials, travel, or accumulate future investment funds?

2. Make a budget: know your income and expenses and make a reasonable budget. This will help you control your expenses and avoid unnecessary waste.

3. Saving: Save some pocket money or time deposit in the bank for a rainy day. This is the safest way to manage money, but the income is relatively low.

4. Investment: If you know something about investment, you can try to invest some of your pocket money in investment products such as stocks, funds and bonds. However, it should be noted that investment is risky and needs to be treated with caution.

Part-time job: If time permits, you can do some part-time jobs, which can not only earn extra income, but also exercise your ability.

6. Learn to improve yourself: improve your financial knowledge and skills by reading financial books and attending financial lectures.

7. Insurance: Buying some insurance products that suit you, such as accident insurance and medical insurance, can reduce the economic pressure in case of emergency.

8. Save consumption: Try to save unnecessary expenses, such as eating out and shopping.

9. Establish an emergency fund: In order to deal with emergencies, it is very necessary to establish an emergency fund.

10. Constant adjustment: financial management is a continuous process, and you need to constantly adjust your financial management strategy according to your actual situation and market environment.