Official website entrance of student loan:
National student loan regulations
(a) the national student loan is applicable to full-time undergraduate students studying in institutions of higher learning (hereinafter referred to as schools) in People's Republic of China (PRC) (excluding Hong Kong Special Administrative Region, Macao and Taiwan Province Province).
(2) The national student loan is an important form to help students with financial difficulties pay tuition and daily living expenses during school, support education by financial means, and help students with financial difficulties complete their studies.
(3) China Industrial and Commercial Bank is a national student loan handling bank approved by the People's Bank of China. The specific measures for the administration of national student loans shall be formulated by the Industrial and Commercial Bank of China and implemented after being approved by the People's Bank of China.
Student loan renewal process
1. Log in to the student-origin student loan system, submit the renewal statement, and wait for approval.
2. Colleges and universities will give approval opinions according to the actual economic situation of students' families.
In addition, students can also fill in the loan extension application form on the student-origin student loan system, print it and handle it on the spot.
On which website is the student-origin student loan handled?
1. Students or their legal guardians should apply to the rural credit cooperatives, banks and other financial institutions where their families are located. Location of student-origin student loan: apply to the county (urban) student financial assistance management center or financial institution where the student is studying.
2. The national student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. After receiving the letter of admission, students can consult the school to handle the national student loan. After students report to the school, they can apply for national student loans from financial institutions through the school.
I. The loan forms are as follows
1, there are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
2. There are two kinds of commonly used student loans: national student loans and student credit student loans. The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.
3. Student-origin credit student loan refers to the student loan issued by the China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of college student loan.
Two, you can also apply for student loans at school, the process is as follows:
1. Submit application:
Students apply for student loans from the student aid center of their school, receive the "National Student Loan Application Approval Form" and other materials, and prepare relevant supporting materials to be submitted to the national student loan funding center of their school.
2. The school preliminary audit:
The school financial aid center shall examine the application materials for student loans submitted by students and be responsible for their completeness, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the application for student loan.
3. The final audit of the bank:
The school will submit the application materials that have passed the preliminary examination to the bank, and the bank will conduct a final review of the application materials and notify the school after passing the review.
4. Sign a loan contract:
After the bank is approved, it will promptly notify the relevant person in charge of the school, and the relevant person in charge will inform the applicant to go through the loan procedures at the bank outlets and sign a loan contract.
5. Loan:
According to the contract, the bank will issue student loans to students' designated accounts on schedule.
Student-origin student loan system login official website entrance:/
Student-origin student loan system login official website entrance:
Zhong Zelong, a student from Gongzhuling City, Jilin Province, came to the student loan center of the local education bureau with his mother early in the morning. After providing several materials and signing them, he quickly got a loan acceptance certificate of 8,000 yuan. "Fortunately, with a student loan, I can go to college with peace of mind, and I will continue to apply for a student loan to complete my studies next year." Zhong Zelong was admitted to Wuhan University with excellent results this year, but the moment he received the notice was mixed. Because his father was sickly, the financial difficulties at home once made him feel great pressure.
Student loans are credit loans, unsecured and unsecured, including tuition and accommodation. Financial institutions such as the China Development Bank (hereinafter referred to as CDB) issue them to eligible college students with financial difficulties. Students' loan interest is fully subsidized by the finance during their school days, and the students and their parents bear the repayment responsibility after graduation. Over the years, student loans have helped countless students with financial difficulties realize their college dreams.
It is reported that since July this year 1, the acceptance of CDB student loans has been fully launched, about half a month earlier than in previous years. It is estimated that the annual student loan will exceed 25 billion yuan and help more than 3.5 million students with financial difficulties. By then, the cumulative issuance of CDB student loans will exceed 654.38+06 billion yuan, and more than 26 million students with financial difficulties will be subsidized.
In Jilin Province, CDB student loan has become one of the most powerful policies to benefit the people. Up to now, CDB Jilin Branch has issued a total of 900 million yuan of student loans and 65.438+0.22 billion yuan of student loans, covering all 654.38+00 cities (states) and 60 counties (districts) in the province, solving the urgent need for 6.5438+0.85 million students to go to school due to family difficulties, which is vividly called "popular project" by the masses.
Electronic acceptance makes student loans more convenient.
In order to better serve students from poor families and improve the efficiency of loan processing, CDB continued to expand the coverage of student loans this year, insisting on not limiting the size and number of students, making preparations for accepting student loans in advance, including comprehensively improving the support performance of IT systems, simplifying the loan contract text, optimizing the processing flow, etc., and fully implementing electronic student loan documents nationwide, with the number of students being 20 1065438+.
Now CDB has set up student loans in front of students' homes, trying to make up for the gap in uncovered areas. For areas with deep poverty and inconvenient transportation such as mountainous areas and pastoral areas, CDB has also set up loan handling points in townships and high schools, and * * * will set up 1.329 loan handling points in 270 counties (districts), an increase of1.329 in 23 counties (districts) and 602 handling points year-on-year, providing "one-stop" for students.
In Gongzhuling City and Antu County, Jilin Province, before the college entrance examination every year, the local education department will issue a letter from the National Student Financial Assistance Management Center to high school graduates to the graduating students, and broadcast a propaganda film on student loans, focusing on the policy of student loans and university financial assistance. In particular, a "point-to-point, face-to-face" publicity method was adopted for the poor students who set up their cards to ensure that students from poor families realize their college dreams. In recent years, the local government has continuously optimized the electronic processing flow of student loans to provide convenience for students.
This year, a loan acceptance window and a loan review window were set up in the student loan acceptance hall of Gongzhuling City, and an electronic signature signboard was set up to prompt the way of electronic signature. There are also special instructors and volunteers to help loan students and their parents complete the operation of loan registration and application to ensure efficient and fast loan processing.
Director Shan of Gongzhuling Student Financial Assistance Center introduced that the work of student-origin student loans in this city began on July 23, and now 288 contracts have been accepted, with loan application funds of 2.36 million yuan. It is estimated that the peak of acceptance this year will be after August 13, with an average of 80 cases accepted every day, and the total number of people accepted exceeds 1500, and the loans issued reach 128.
Antu County, located in Yanbian Korean Autonomous Prefecture in the east of Jilin Province, is a national ecological demonstration area and a national key county for poverty alleviation and development. Since 20 10, Antu county has started the work of student-origin loan. Up to now, 1778 student loans have been issued, with accumulated funds exceeding12.07 million yuan.
Wang Dali is a college student in Antu County. His mother works outside and his father works at home. However, due to the drought, family income is meager. Wang Dali was admitted to Northeast Li Dian University this year, but how to finish his studies is the biggest problem before him. Through the student loan policy, he applied for a student loan of 8,000 yuan, which can solve the tuition and accommodation expenses for the first year of college. In order not to increase the family's financial burden, Wang Dali worked in a restaurant in the local county this summer, and achieved self-reliance through practical actions. Through two months' part-time income and a government reward of 8,000 yuan, he can solve the living expenses for one year without spending a penny at home.
It is understood that in recent years, the development of student-origin student loans in Jilin Province has achieved the goal of "paying off all loans", which has really brought hope and protection for students with financial difficulties to continue their studies and achieved the goal of "not letting a student drop out of school because of family financial difficulties".
Promote honesty education and improve social credit environment.
In order to make the student loan develop continuously and healthily, there must be a good repayment rate to ensure a virtuous circle of loan funds. It is understood that with the increase in the number and amount of loans year by year, the cumulative repayment rate of student loans in Jilin Province has remained high. CDB Branch cooperates with local education departments and universities, builds a credit framework and a credit network based on the credit platform, educates borrowers in good faith, accepts social supervision, promotes the construction of personal credit system and improves the social credit environment.
It is understood that in view of the changing characteristics of students' credit and information in three stages: before entering school, after entering school and after employment, CDB Jilin Branch has established a three-stage credit linkage operation mode, including the borrower mechanism of students and parents, the information sharing mechanism of funding centers, universities and employment units, and the restraint and incentive mechanism of funding centers, so as to connect parents of students, universities and employment units into a risk prevention chain and strive to create risks and risks. At the same time, CDB Jilin Branch, Jilin Provincial Department of Education and universities * * * promote the credit construction of student loan business, carry out credit publicity, highlight students' financial common sense and ethics education, and prevent credit risks.
For example, in Antu County, Jilin Province, the local education department will pay close attention to the repayment of students with student loans, answer the repayment inquiries of students and parents, remind and educate loans overdue students in time, and visit the families of students in loans overdue to understand the situation and publicize the repayment.
In addition, the CDB student loan system is also connected with the personal credit information system of the People's Bank of China to form personal credit files and enhance students' self-discipline. Promote the improvement of the credit consciousness of the whole society with the credit construction of college students, and finally form a good social credit environment.
CDB not only continues to do a good job in the examination and approval of student loans and students' honesty education, but also helps college students with financial difficulties solve the employment problem. Since 20 12, CDB Jilin Branch and the Provincial Department of Education have held a special job fair for college graduates with student loans for six consecutive years. * * * More than 30,000 students attended the job fair, and more than half of them reached the signing intention. Finally, nearly 10,000 students signed labor contracts.
It is understood that CDB Jilin Branch is the first financial institution in the system to hold a special job fair for students with student loans. Through the job fair, the financial service of student loans can be extended to students' employment, providing students with employment platforms and carrying out integrity publicity and education, enhancing the repayment ability of loan students and achieving good social benefits.
Which is the official website of student-origin student loan? How to find official website?
Because the student-origin student loan is provided by the China Development Bank, when applying for the student-origin student loan, you can enter through the "Student Loan Information Network of the China Development Bank".
How to find a student loan in official website?
1, open a computer browser, search "China Development Bank Student Loan Information Network" in the search engine, and click Enter;
2. Find "Student Online Service System (Student Source)" on the left side of the homepage, and click Enter;
3. Students who don't have an account can register online. Students with accounts can log in with their ID numbers and passwords.
Be sure to visit official website, a student-origin student loan, through a secure computer and a regular browser to avoid personal information being stolen or leaked.
Student-origin student loan application website
Click to enter
What is the website of student source loan?
4.2 Student Online Service System
The website of student-origin student loan is, and the website of college student loan is htt. Students can apply for a student loan and repay it in advance on the student online service system, inquire about the loan status, repayment plan and repayment record, and make personal information changes, borrower information changes and personal account changes.
Matters needing attention
1. Students should pay attention to the operation guide at the bottom of the page when using this website.
2. Students applying for new loans need to register to log on to this website; The login name of the borrowed student defaults to the ID number of the college code, and the initial password is my 8-digit birthday number. After logging in for the first time, you will be prompted to change your password.
3. Graduation confirmation is an important step for students to start repayment. In order to understand the repayment plan and ensure that you can repay on time, please log in to the student online service system before graduation and do a good job of graduation confirmation.
4. Alipay will send a repayment reminder message to students' mobile phones five days before the repayment date. In order to facilitate students' repayment and avoid passive breach of contract, it is very important for students to log in to the student online service system in time to update their mobile phone numbers. At the same time, students are also requested to regularly maintain their other information changes and cherish their personal credit records.
5. Online consultation and complaints can be made in the online service system of college student loans, but this function is not supported by the online service system of student-origin student loans for the time being.