Students in ordinary institutions of higher learning, vocational schools and technical colleges (within 5 years after graduation) have successfully started their own businesses, and they can apply for business start-up subsidies if they apply within 1 year from the date of obtaining their business licenses and have been operating normally for more than 6 months.

Give each household a one-time entrepreneurship support subsidy 10000 yuan.

(b) Social insurance subsidies for start-ups

College graduates who have started their own businesses in this city within 5 years after graduation and obtained business licenses or registered in other legal institutions and operated normally.

According to the lower limit of the current social insurance payment base and the payment ratio in this Municipality, social insurance subsidies such as pension, unemployment, work injury, medical care and maternity will be given for up to 3 years (individual contributions will be borne by individuals).

(3) Rent subsidy

Lease business premises (including social capital investment incubation base) can apply for rent subsidies if they start a startup and serve as the legal representative or principal responsible person. The rent subsidy is directly subsidized to the established enterprises, each household is 5000 yuan per year, and the cumulative period is no more than 3 years.

Entrepreneurship-driven employment subsidies

If a startup enterprise absorbs employment and pays social insurance premiums according to regulations, it will be given employment-driven subsidies (except the legal representative or principal responsible person) according to the number of employed people (the term of signing a labor contract is more than 1 year). Recruit 3 people (including 3 people) below, according to 2000 yuan per person subsidy; If more than 3 people are employed, a subsidy of 3,000 yuan will be given for each additional 1 person, with a total amount not exceeding 30,000 yuan.

(5) Other preferential tax policies.

1. All college graduates who are engaged in self-employment shall be exempted from paying the tax registration certificate fee (i.e. tax exemption) within 1 year from the date when the local industrial and commercial department approves their operation.

2. Newly established urban labor and employment service enterprises (except national industries), where the unemployed (including college graduates who have registered for unemployment, the same below) exceed 60% of the total number of employees of the enterprise, they may be exempted from income tax for 3 years with the approval of the relevant competent tax authorities.

After the expiration of the tax exemption period for labor employment service enterprises, if the newly placed unemployed persons account for more than 30% of the total number of original employees of the enterprise in that year, the income tax may be halved for 2 years with the approval of the relevant competent tax authorities.

In addition, different industries have different preferential tax policies:

(1) Enterprises or business units that newly start consulting, information and technical services for college graduates may be exempted from enterprise income tax for two years upon their application and approval by the tax authorities.

(2) Newly-established enterprises or business units engaged in transportation, post and telecommunications for college graduates shall be exempted from enterprise income tax in the first year after application and approval by the tax authorities, and the enterprise income tax shall be halved in the second year.

(3) Enterprises or business units newly established by college graduates engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residential service industry, catering industry, educational and cultural undertakings and health undertakings may be exempted from enterprise income tax for one year upon their application and approval by the tax authorities.

In addition, some cities have also cancelled the restrictions on the settlement of entrepreneurial and efficient graduates!

Handling of College Students' Entrepreneurship Subsidies

Because there are differences in different places, there will be some differences in subsidies and handling. Let me take Wuhan as an example to give you a brief explanation:

(1) application conditions

Requirements for applying for college students' business start-up allowance College graduates (including college student village officials and returned overseas students) with Wuhan household registration, college students and the following, who start individual industrial and commercial households, operate independently and in partnership, and establish small and micro enterprises according to law, can apply for business start-up guarantee loans. The maximum loan amount is not more than 200,000 yuan, the longest term is 3 years, and the financial interest is fully discounted (the extension and overdue interest are not discounted). Specific personnel applying for business start-up subsidies include:

1, urban registered unemployed;

2. Persons with employment difficulties (including the disabled);

3. Demobilized demobilized soldiers;

4. People released from prison;

5. Resolving employees and unemployed people in enterprises with overcapacity;

6. Returning migrant workers to start businesses;

7. online merchants;

8. Establish a poor labor force;

9. Other personnel who have not paid social insurance premiums in enterprises or units other than themselves or the business entities established by the partnership.

If the above-mentioned personnel operate in partnership, set up small and micro enterprises or organize themselves for employment, they can implement a "bundled" loan with a quota of no more than 200,000 yuan per person and a total amount of no more than 6,543.8+0,000 yuan, and give full financial discount during the loan period.

(2) Application materials

1, application form for personal business guarantee loan (1 in quadruplicate, A4 specification, which can be downloaded from the portal website of the Municipal Human Resources and Social Security Bureau);

2. 3 copies of the Employment and Entrepreneurship Certificate, and one copy is kept;

3. Load the original and three copies of the business license (or business license and tax registration certificate) of the unified social credit code of legal persons and other organizations, and keep the copies;

4. Three originals of the application for business start-up guarantee loan and the repayment plan, and one copy shall be kept;

5. For the bundled loan of partnership, it is required to provide the partner's resident ID card, employment and entrepreneurship certificate, the original and three copies of the partnership agreement/articles of association, and keep the copies.

6. One-time business application form.

(3) Application process

1. The entrepreneur applies to the human resources (social security) department of the district where the business license is registered;

2. The district human resources (social security) department will complete the audit within 7 working days.

(4) Subsidy standards

1. A startup entity applies for a subsidy from a college student as a legal person 1 000 yuan. If the entrepreneurial entity involves more than one person, the persons involved may not apply for subsidies again.

2. Each college student or college graduate can only enjoy one-time business start-up subsidy, incubation business start-up project subsidy, business start-up entity subsidy and one-time business start-up subsidy.

Problems existing in college students' entrepreneurship at present

The micro-guarantee mechanism of college students' entrepreneurship is insufficient. At present, governments at all levels in China regard college students' entrepreneurship as an important way to solve the employment difficulties of college students, and give numerous encouragement and support at the macro-policy level. At the same time, through the extensive publicity and typical reports of the news media, a good atmosphere for college students to start their own businesses has been created in society.

However, compared with this macro-level support, the construction of college students' entrepreneurial security mechanism at the micro level in China still lags behind. The difference between entrepreneurship and employment is that entrepreneurship faces greater risks than employment. In a sense, this is also the fundamental reason for the small number of entrepreneurs.

Considering the characteristics of college students' entrepreneurial experience, psychological quality and economic ability, their ability to resist risks in the process of entrepreneurship is relatively weak. In a society, rich and sustained entrepreneurial activities actually need an individual micro-guarantee mechanism as the institutional premise. These systems can improve the ability of entrepreneurs to resist risks and reduce the difficulties that entrepreneurs may fall into because of entrepreneurial failure.

Judging from the actual situation in China, the construction of institutional guarantee for college students' entrepreneurship in China is still in its infancy, and its role in college students' entrepreneurship has not been effectively played.

Reply to related questions

1. What are the subsidy policies for college students' entrepreneurship?

A: Preferential policies for college students' entrepreneurship mean that in order to support college students' entrepreneurship, the state and governments at all levels have issued many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For graduates who start their own businesses, they can get support in registration, loan financing, tax reduction and exemption, and entrepreneurial services.

2. What are the preferential policies for college students who want to start a registered company?

A: The preferential policies of College Student industrial and commercial registration Company are reflected in tax policy reduction, business start-up guarantee loans and interest subsidies, exemption from relevant administrative fees, training subsidies, and free business start-up services.

3. Is it still included in the preferential policies for college students' entrepreneurship three years after graduation?

A: Support policies vary from place to place. In some places, it is 1-2 years, and in some places it is 2-3 years. Please refer to the relevant departments of the local government for details.