According to the relevant provisions of the detailed rules for the implementation of the management of housing provident fund withdrawal in Wuhan:
Article 3 In any of the following housing consumption situations, employees and their spouses may withdraw the storage balance in the housing provident fund account, and the amount of the account balance shall not exceed 100 yuan:
1. Purchase commercial housing, affordable housing, housing reform housing, fund-raising housing and stock housing for self-occupation;
2, construction, renovation, overhaul occupied housing;
3. Repay the principal and interest of the house purchase loan;
4. There is no self-owned house in this city, and the rented house is used for self-occupation;
5. Low-income families with difficulties are used to pay housing consumption such as property management fees.
Article 9 If an employee's family does not own a house in this city and rents a house for self-occupation, the employee shall pay the housing accumulation fund in full for three months or more, and the conditions, times and amount of withdrawal of the housing accumulation fund shall meet the following requirements:
1. If you rent ordinary commercial housing in this city, you can withdraw the balance of the housing provident fund account once a year to pay the rent of the previous year. Single employees can get 12000 a year, and married employees can get 24,000 a year.
2. If you rent a public rental house in this city, you can withdraw the balance of the housing provident fund account once a year to pay the rent. During the lease period, the withdrawal amount shall not exceed the actual rental expenditure; The withdrawal amount of rent-free families is implemented according to the rent standard of ordinary commodity housing in this Municipality.
3. Newly-employed college students and other groups renting houses through the housing rental platform in cooperation with the provident fund management center can authorize the provident fund management center to deduct the balance of their housing provident fund accounts every month to pay the rent, and the monthly deduction amount shall not exceed the actual rent expenditure of the month. The maximum monthly deduction for single employees is 1000 yuan, and the maximum monthly deduction for married employees is 2000 yuan.
Workers' families can only choose to handle one lease extraction business if they meet the conditions of multiple lease extraction businesses in Item 1-3 of this article.
Tenth families of low-income workers with difficulties who have not used housing provident fund loans pay housing provident fund unilaterally.
The monthly deposit base of housing provident fund is below 1.900 yuan (inclusive). If both husband and wife pay the housing provident fund, the monthly payment base of the housing provident fund is below 3,800 yuan (inclusive). Workers who have paid the housing provident fund in full for six months or more can withdraw the housing provident fund once a year to pay the property management fee of the city's self-occupied housing, and the withdrawal amount shall not exceed half of the employee's individual housing provident fund account balance.
Article 11 Employees who have no outstanding housing provident fund loans and have one of the following non-housing consumption situations, and their account status is sealed, can withdraw the storage balance in their housing provident fund accounts and cancel their individual housing provident fund accounts at the same time:
1, returned, returned;
2. Go abroad to settle down;
3. The employee dies or is declared dead;
4, completely lose the ability to work, and terminate the labor relationship with the unit;
5, termination of labor relations with the unit, the account moved out of the city or the account is not in the city, and the housing provident fund account has been sealed for half a year;
6. Terminate the labor relationship with the unit, and the male is over 50 years old and the female is over 45 years old;
7. Terminate the labor relationship with the unit and resign from the full-time university;
8, housing provident fund account was sealed or centralized custody for two years without re employment;
9, enjoy the minimum living guarantee for urban residents in this city.
Extended data
According to the relevant provisions of the detailed rules for the implementation of the management of housing provident fund withdrawal in Wuhan:
Seventeenth workers to withdraw housing provident fund, should provide the "housing provident fund withdrawal certificate", identification materials and business certification materials. Workers who withdraw housing provident fund by transfer shall provide their real-name registration system debit card opened in the bank. Employees shall be responsible for the authenticity, legality and validity of the application materials, and shall not conceal the real situation or provide false materials.
Eighteenth employees to apply for the withdrawal of housing provident fund, should provide the original identification materials according to the following requirements:
1. If the employee withdraws the housing provident fund, he/she shall provide his/her ID card;
2. If a married employee withdraws the housing provident fund, he/she shall provide his/her spouse's ID card and marriage certificate (or a household register that can prove the relationship between husband and wife);
3. If the trustee is the spouse, parents or children of the principal, provide the ID card, household registration book or marriage certificate of the principal and the trustee or the original and photocopy of the household registration certificate issued by the public security organ that can prove the relationship between the principal and the trustee; If the trustee is not the spouse, parents or children of the principal, the identity cards of the principal and the trustee and the power of attorney notarized by the notary office shall be provided.
Department of Finance, Hubei Second Normal University —— Notice of the detailed rules for the implementation of Wuhan housing provident fund withdrawal management