The index fund has the highest return, followed by the stock fund (most of them are not as good as index funds, and a few of them have excellent performance, such as Buffett's, hehe, the probability of choosing such funds is extremely low), and the bond fund is the lowest.

Since you can take risks and invest for more than 5 years, it is recommended to buy index funds. , recommend China CSI 300 Index (00005 1).

The reason for this is the following：

1, high yield: According to the survey data, most funds can't beat index funds.

2. The current market index is at a low level, which is a good opportunity to enter the market. I predict that the index will bottom out around 23 19 this year, and then there will be a big upward trend, and it is expected to reach more than 4000 points in five years.

Huaxia Fund Company is a big company. I bought three Huaxia funds. Horizontal comparison, Huaxia Fund is still good.

There seems to be no variety of back-end payment for fixed investment funds, and only front-end payment can be made, but the subscription fee can be minimized by using online banking. As for the redemption fee, after five years, no foundation will collect it!

If you want to save trouble, you can open an account in the bank to buy it, and specify an automatic transfer account (such as a salary card account). The transfer date is set at 65438+ 0-3 days after the payday, so it is easy to invest! That's what I did, saving time and worry!

I wish you a fortune!