The dividend of Taiping Shi Sheng Zhuangyuanhong Pension Insurance refers to the annual dividend distribution plan determined according to the actual operation of dividend insurance business within the validity period of the contract. Let's give you a brief introduction on the topic, and look at Taiping Shi Sheng-Zhuangyuanhong All Risks (dividend type).

Before the start, the seniors compiled a piece of information about Pacific Life:

Pacific Life PK Xintai Insurance, which is the real strength?

Not much to say, I'll send you the Taiping Shi Sheng-Zhuangyuanhong All Risks (dividend-sharing type) protection map directly:

After reading the product protection diagram, I will give you an analysis:

1. security content analysis

As can be seen from the above protection map, the protection contents of Taiping Shi Sheng-Zhuangyuanhong Total Insurance (dividend type) mainly include education funds, venture capital and death or total disability protection, and also provide the rights and interests of reducing claims and automatic premium payment.

Generally speaking, the guarantee content of this product feels ok, but there are some problems that need attention in the collection of education funds or venture capital.

Because there are two payment methods for the education fund and risk fund of this product, if the second method is selected, that is, the insurance company will pay in one lump sum when the insured lives to 18 years old and the contract will be terminated; In this way, you can only get education funds, but you can't get venture capital.

Seeing this, if a small partner is interested in this product, the following article must not be missed:

Pacific "Taiping Shi Sheng Zhuangyuanhong" has an amazing all-insurance dividend? You will know after reading it!

2. Policy dividend analysis

During the validity period of the contract, the dividend plan is determined according to the actual operation of dividend insurance business every year, and the policy dividend is uncertain.

You can apply for the policy dividend of this product, or you can choose to keep it in the dividend account, and accumulate interest in the form of annual compound interest according to the dividend accumulation rate announced by the insurance company every year, and then apply after the contract is terminated.

After reading so much, if a small partner is interested in dividend insurance, this article must be read:

Dividend insurance that the salesperson won't tell you.

Hope to adopt

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