The reason why children can't have money no matter how rich they are, in many families, children are the first. In the face of problems, parents should face them together, but parents can't stay with them forever. Let me share the reasons why children can't have money no matter how rich they are.
No matter how rich you are, you can't have children. 1 No matter how rich you are, you can't have children.
The ratchet effect is self-evident.
What is ratchet effect?
thickets of thorn
A wheel is a toothed wheel, which can only move in one direction, and once it is reversed, it will get stuck. Economist Keynes once put forward the view that consumption is reversible. In this regard, American economist Du Senbei believes that this is impossible.
Yes, because it is easy for consumers to increase consumption, but difficult to reduce consumption. Because people who have been living a high standard of living, even if their actual income decreases, are likely not to reduce their consumption level immediately, but will continue to maintain a fairly high level.
Consumption level, this theory is the "ratchet effect". There is an old saying in China, from simplicity to luxury, from luxury to simplicity.
Case reappearance
Unlike many doting grandparents, Professor Xie made his grandson live a "poor life" from an early age.
one
One day, Professor Xie took his five-year-old shopping. Passing by the door of McDonald's, the giant panda saw the children eating hamburgers and potato chips, took grandpa's hand and said, "Grandpa, let's go to McDonald's." Professor Xie wanted to think, and beat the child flat.
I always come here to eat. TV always says that eating too much of this kind of food is bad for my health, and I feel that I can't spoil my children when my parents are away. So Professor Xie pretended to turn the pockets without money upside down and smiled.
He said, "Look, Grandpa has no money." The giant panda had to swallow saliva and walked away with his grandfather.
Another weekend, Professor Xie took it to the park to play. Passing by the lake, the cruise ship is old
The board of directors warmly invited them to play. As a matter of fact, Giant Panda Kai has held such activities many times. However, every time he comes here, he will still run happily and look forward to the arrival of the adults. But this time, Grandpa just shrugged his shoulders and folded his hands.
Turn over and show that you have no money on you in a very western way. There were many such experiences later. When the owner of the cruise ship wanted to invite him again, the giant panda opened the meeting and said, "Grandpa has no money, so we won't sit."
cause analysis
In the eyes of many grandparents, the living standard has improved, and the younger generation must not be allowed to "suffer hardships" as they did when they were children. As a result, these grandparents will meet all the conditions of their children indefinitely, especially when the children are crying.
They are even more unprincipled. They want to pick all the stars in the sky and give them to their children. Not only grandparents, but also many parents try their best to meet their children's material requirements, as long as their children say "yes", that is,
Even for families with poor economic conditions, parents would rather scrimp and save and let their children live comfortably. Huaishen decoction, the spleen and stomach are connected, prolonging life.
In fact, my parents didn't think of it, even though they said so.
Frankly speaking, "no matter how hard you suffer, you can't suffer your child", but this kind of "love" seems to be love, but it actually hurts people. Because once the child's consumption "index" goes up, it is difficult to come down again, just like a "ratchet wheel", it can only move forward, but not.
Step back. In the long run, it is easy for children to develop the habit of being extravagant and not knowing how to cherish it. They only know how to squander money, covet enjoyment and refuse to suffer.
expert opinion/advice
1, know what children need.
Children need love, education and suffering. After all, children will grow up one day, get rid of the arms of adults, fly high, and survive and struggle on their own. Exercise their "wings" from childhood, exercise their bones and muscles, and let them fly higher, farther and smoother when they grow up.
2. loving children does not mean conniving at them.
As the saying goes, "the children of poor families take charge early" and "success is due to thrift and luxury, and luxury should be stopped from an early age". Therefore, when educating children, you can't meet their unreasonable demands indefinitely because your children are crying or because you earn more money.
3. Make a spending plan when spending money.
For children, it is both a virtue and a living ability to develop a sense of thrift from an early age. For example, before parents spend money on their children, they should make a consumption plan and tell them what to spend and how to spend it. In this way, children will weigh what they need most before buying things, then learn to choose and realize that they can't have all the things they like.
4. Give your child appropriate pocket money.
For older children, parents should give their children pocket money according to their family situation, and agree on how much to give each week or month. They should not just give their children their mouths open, let alone buy them many gifts, brand-name clothes and fashion items. It is not a good thing that children get money too easily.
5. Let the children understand that there is nothing for nothing.
Let children know that there is no unearned gain, and let children know that every penny earned by parents is not easy, and they must earn it through their own efforts. In addition to telling children about their own hard experiences, you can also tell children through stories such as "The Story of a Cash Tree" and the movie "The Secret of a Treasure Gourd" that only by relying on your hardworking hands can you gain something.
No matter how rich you are, you can't have a rich child. No matter how rich you are, you must have poor children, which is one of the most basic principles of western family education. Because they know that spoiled children lack self-control and the ability to live independently, they will inevitably suffer when they grow up.
China people say that "no matter how hard you suffer, you can't suffer your children", while westerners say that "no matter how rich you are, you can't enrich your children". As a result, China people say that they are "richer than three generations", but the Rockefeller family in the United States is "richer than six generations". Practice has proved that "no matter how rich you are, you can't be rich in children" is the correct way of education.
Unlike many grandfathers who doted on their grandchildren, Professor Lu highly praised Liu Yuxi's "Humble Room Inscription", saying that "it is hard to be thrifty and extravagant, and stop at an early age". Therefore, Professor Lu let his grandson sail for a "poor life" from an early age.
One day, Professor Lu took a 5-year-old to go shopping. Passing by the door of KFC, Xiao Hang saw children eating hamburgers and French fries inside and said, "Grandpa, let's go to KFC." Professor Lu turned all his pockets upside down and said, "Look, Grandpa really has no money." Xiao Hang swallowed a few mouthfuls and walked away.
Every Saturday afternoon, Professor Lu takes him to the park to play. Every time they pass by the lake, the owner of the cruise ship warmly invites them to play. At first, Xiao Hang ran over with interest every time, and then looked at Grandpa expectantly, but Grandpa always shrugged his shoulders and turned his hand to show that he had no money. More often, when the cruise ship owner wants to invite again, Xiao Hang will say "Grandpa has no money, so we won't sit" every time.
Xiao Hang took a fancy to a model plane and liked it very much. But after seeing the price of 189 yuan, I bit my lip. Professor Lu saw that his grandson liked it very much and asked tentatively, "If you like it very much, shall we buy it?" Grandpa brought money today. ""oh, no, grandpa, I'll just take a look. It's too expensive. "
At this time, there are two grandparents and grandchildren. Grandson wants to buy an electric car with a price of 100 yuan. Grandpa said that there are already several boxes of toys at home, so there is no need to buy any more. Hearing this, the grandson immediately lay on the ground and kept rolling. Grandpa was so anxious that he finally had to pay for it himself. At this time, Xiao Hang went over and sternly educated the little boy: "You are such a waste, you only look at toys, why buy them all!" The little boy paused, and his grandfather couldn't help boasting, and immediately asked Professor Lu how to educate his grandson.
Spooling does not consider wealth. Many children with average family economic conditions are not much worse than those with good family economic conditions in terms of food and clothing. "No matter how hard it is, you can't suffer the child." This seems to love your son, but it is actually a kind of doting and a kind of injury.
Many generation-separated parents believe that since the living standard has improved, their grandchildren should not be allowed to "suffer" as their sons did when they were young. Grandparents immediately give their grandchildren what they want. If the children's parents object, grandpa will blow his beard and stare: "You don't earn that much money to spend on children" and "You can't afford it, why do you make your grandson unhappy"? Therefore, all the conditions of the grandson are unlimited, especially when the grandson is crying, grandparents are even more unprincipled, and they can't wait to pick all the stars in the sky and give them to the grandson.
In the above example, we can see grandchildren crying for electric cars almost everywhere, but there are very few rational parents like Grandpa Xiao Hang. From the case of buying toys, it can be seen that spoiled children and "poor" children behave completely differently. Everyone wants his grandson to be as sensible as Xiao Hang, instead of rolling around on the ground. This is the difference of ideas, which leads to the difference of financial and business education methods. The next generation of parents who love their children think that no matter how hard they are, they can't suffer their children; The next generation of parents who educate their children believe that no matter how rich they are, they should not be rich.
In the west, it is one of the most basic principles of family education to have poor children no matter how rich they are. Because they know that spoiled children lack self-control and the ability to live independently, they will inevitably suffer when they grow up. John rockefeller (1839— 1937) is the founder of Mobil Oil Company. As the richest man in the United States in the early 20th century, the old Rockefeller did not let his children develop the luxury habit. Old Rockefeller has 1 granddaughter and 5 grandchildren. This is how he gives his children pocket money.
Children aged seven or eight will be paid 30 cents a week, children aged eleven or twelve will be paid 1 yuan a week, and those over 12 will be paid 2 yuan once a week. And check the accounts every week to see the expenditure purpose of each child. If the money account is clearly used properly, you can give the child 10 cents next week, otherwise it will be reduced. Luo Jia also adheres to the principle of "if you want to spend money, you can earn it yourself". If children want to spend more money, they have to do housework to subsidize pocket money. All housework is quantitative. For example, catching 100 flies can get 10 cents, catching a mouse can get 5 cents, and you can also get some rewards for carrying vegetables, stacking firewood and pulling weeds. Money is definitely not enough, so the children spoil their grandfather and hope that he will give more money, but soon they will know that they will never get any more money from him.
This family education of "no matter how rich you are, you must have poor children" has made the later generation of Rockefeller family once again the focus of everyone: the eldest grandson became the chairman of Rockefeller Foundation and a respected philanthropist; Nelson rockefeller, the second grandson, became a famous politician and was elected as the vice president of the United States. The third child took part in World War II and later became a successful businessman. Old four participated in World War II, made many contributions, served as a lieutenant colonel, and was elected governor of Arkansas twice later; David Rockefeller is a famous American financier and once served as the chairman of Chase Bank.
If we look at the biographies of the world's richest people, it is easy to find that almost every billionaire started from scratch. When they educate their children, they all take "no matter how rich they are, they must also have poor children" as the basic concept, which is similar to China's "children of the poor should take care of themselves as soon as possible". Every generation of successful parents, like Professor Lu or the old Rockefeller, should adhere to the principle of "no matter how rich they are, they can't let their children have money", so that children can understand the hardships of their parents making money from an early age and form a good habit of thrift.
Words to grandparents: loving grandchildren does not mean conniving at grandchildren, and rich grandfathers may not be able to educate rich grandsons. "The children of poor families are the early masters of giants when they fall." "Success is due to thrift and luxury, and luxury should stop at an early age." Educate grandchildren not to form the habit of luxury since childhood, but to form the habit of saving like the old Rockefeller and Professor Lu. Unlike grandpa who bought his grandson a 100-yuan electric car, his grandson lost his mind when he cried.
Words to parents: children will grow up one day, and they will fly away from their parents, fight the sky, struggle and survive by themselves. If we don't temper their "wings" from childhood and exercise their bones and muscles, when they grow up and leave their parents to make their own way, they will be afraid and helpless in the face of setbacks! "It is difficult to think about a porridge and a meal, and it is difficult to think about it all the time." Dad can't meet his children's unreasonable demands indefinitely because he earns more money. He should stick to a point with grandpa: no matter how rich he is, he can't be rich.
What children need: children need love, children need education, and children need suffering more. After all, children will grow up one day, leave the arms of grandparents or parents, fly high, fight the sky, struggle and survive on their own. Scientific family education should temper their "wings" from childhood, exercise their bones and muscles, and let them fly higher, farther and smoother when they grow up.