Guolian 'an Monetary Fund is a low-risk fund, which can be bought in Alipay. The fund has been annualized for nearly seven days, similar to Yu 'ebao. So, is the Guolian 'an Monetary Fund risky? Let's make a brief analysis.

Is the Guolian 'an Monetary Fund safe?

First of all, from the perspective of risk level

According to the product information, the risk level of Guolian 'an Monetary Fund is "low risk", and its risk level is similar to that of Yu 'ebao on the same platform, with a relatively small loss probability.

Second, from the historical experience.

Guolian 'an Monetary Fund belongs to the Monetary Fund. The money fund has never lost money in history, but its expected income will change with the change of market interest rate. But even in the worst case, its principal has not lost money, and its annualized expected income is above 2%. The security is still quite high.

Third, from the perspective of fund size.

By the end of 20 18, the currency management scale of Guolian' an was about 1 100 million yuan. The scale of this fund is very small for the money fund, and it can't earn too high expected returns, but it is also far from the red line of 50 million liquidation, and there is no risk of fund liquidation.

Fourth, from the investment direction.

Guolian 'an Monetary Fund mainly invests in bank bonds, bank deposits and bank deposit certificates. The credit rating of bank bonds is very high, so it is almost impossible to default, and there is a high probability that the money fund will get back the principal and interest. The security of bank deposits is also very high, so the risk of money funds is relatively small.

Well, the introduction of the Guolian 'an Monetary Fund ends here, and I hope it will help you. Generally speaking, the principal of this fund is safe and the expected return is good. Those who do not meet the expected income of Yu 'ebao can be properly considered.