What are the children's education fund insurances?
Children's position in the family is very important. How to create better conditions for children's future education, many parents will choose to buy a children's education gold insurance for their children. At present, according to the types of insurance for children's education funds in the market, it can be divided into two types, as follows:
1, risk protection type
In the process of children's growth, it is inevitable that there will be some bumps and bumps. The risk protection type is designed for diseases and accidental injuries that are prone to occur in the process of children's growth, mainly to provide risk protection for children's accidental injuries and diseases. Among them, the insurance premium is not much, but the amount of insurance provided is relatively high. Have chronic diseases or three high hepatitis B and other minor problems and don't know how to buy insurance? This strategy must be read: 9 categories and 39 kinds of physical abnormalities, disease insurance strategy!
2. Educational savings type
Education savings is an investment in the future, which is equivalent to putting money in a fund company and taking it out when children go to primary school, which is somewhat similar to savings in a bank. Educational savings is an insurance specially designed for children's future education. When children reach the agreed age or time limit, they can receive corresponding education funds and survival funds. This kind of insurance has the dual functions of saving and security.
Which is better for children's education fund insurance?
When parents buy insurance for their children, they should first pay attention to protecting the education fund, and the main function of the children's education fund is to save mainly. For example, China Merchants Cigna Baby Sailing Children's Education Gold Insurance (model C), which integrates education+serious illness+hospitalization, is the all-round guarantee of the Trinity, and the guarantee is more comprehensive. The highest education fund can receive 2.7 million yuan (covering the expenses of high school, university, further education and business marriage leave), and also give free telephone service of professional family doctors to provide you and your children with prevention, treatment and rehabilitation consulting services. It is worth buying for parents.
To sum up, to buy an insurance for children, we should pay more attention to the protection before the education fund. Many parents often ignore this point, which makes the function of insurance seem to put the cart before the horse. For example, China Merchants Cigna Baby Sailing Children's Education Fund Insurance (C) mentioned above is a combination of education+serious illness+hospitalization, which is a trinity of all-round protection. Parents who need to buy education fund insurance can join the plan comparison.
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How to plan children's education fund insurance
Nowadays, children's education has become the most concerned thing for many parents. In order to let children enjoy a better education, parents should prepare as early as possible, choose a suitable insurance fund for their children's education, and ensure the funds needed for their children's education. The following article will introduce you to the relevant content of children's education fund.
Why buy insurance for children's education?
Insurance is an effective way to reduce risks. Many parents bought a child education insurance for their children's better education. The insurance can not only protect children's daily life, but also reserve enough education funds for children and reduce the family's economic burden.