If it is an installment payment, if it is paid by 10, it can be taken out after 10. If it is a batch payment, it can be taken out all at once, and the survival money and dividends can be taken out through the transfer of the insurance company or directly on the payment bank card.

Ping An Xinli Insurance returns the survival insurance money every two years, and the survival insurance money can accumulate interest. You can leave the survival insurance money in the insurance company to accumulate interest, and when the child goes to college, you can receive it in one lump sum as the education cost for the child to go to college.

If you don't receive the survival insurance money, you can stay in the insurance company and accumulate interest with annual compound interest.

Regardless of whether additional insurance is paid or not, the survival insurance premium is equal to 7% of the insured amount of the main insurance contract, which is paid once every two years until the age of 80. If you don't receive the survival insurance money, you can stay in the insurance company and accumulate interest with annual compound interest.

When the insured reaches the age of 80, he can get twice the insured amount to ensure the safety of funds, which can be used as a pension fund to spend his old age safely.