Xiao Nuo answer:

Hello!

Education insurance, also known as education fund insurance, children's education insurance and children's education insurance, is a fund for children's education. Only some parents regret after insurance and want to surrender, so how to calculate the cash value of surrender?

The cash value of surrender is calculated as follows:

1. When surrender is required, the cash value will be refunded. This is the amount that the insurance company should refund to you when you request to surrender or cancel the contract.

2. The cash value of the policy = the expenses paid by the applicant-the amount of management expenses of the insurance company during this period-the commission paid by the insurance company to the salesman-the pure premium required by the insurance company to assume the insurance responsibility of the policy+the interest generated by the residual premium.