Generally speaking, the annual expenditure accounts for about half of the income, which is reasonable from the overall level of China.

There are some potential problems in the specific expenditure direction. The main performance is the imbalance of various expenses.

First, all kinds of daily necessities, such as daily necessities, utilities, education fees, human feelings and so on. , accounting for nearly half of the total expenditure, while other unknown expenditures account for more than half, reflecting the blindness of expenditure.

Second, on the premise of annual income 10 million yuan, the investment in education is only 2,400 yuan, accounting for only 2.4%. Compared with the family education expenditure in China and even the world, this is far from enough, from which we can see that the education expenditure needs to be increased urgently.

Third: In today's advocating a conservation-oriented society, we should try our best to save water, electricity and gas, not only to save daily expenses, but also to protect the environment.

Fourth, the annual savings of nearly 5,000 yuan should be fully utilized, and it is best not to shelve it. It should be noted that the stranding of funds is a disguised depreciation.

Finally, it is necessary to comprehensively adjust all kinds of expenses, strive to make the best use of everything, and truly make every dollar's income get the maximum reasonable use.