There is no annual fee and no handling fee. Official website of Bank of Shanghai shows that the Yangtze River Delta debit card of Bank of Shanghai does not charge an annual fee, but it needs a handling fee to open the card. E-cards are the second or third kind of greeting cards. Class II cards are generally used for small funds. The daily accumulative deposit and withdrawal amount of Class II accounts shall not exceed 6.5438+0 million yuan, and the annual accumulative deposit and withdrawal amount shall not exceed 200,000 yuan. Class II accounts are only suitable for users with small capital flow, such as students, the elderly and other groups. Shanghai Bank Co., Ltd. was established on February 29th, 1995, and its head office is located in Shanghai. It is a listed company on the main board of Shanghai Stock Exchange.