Hello: Ping An Children's Universal Insurance is a very good financial management and security product. 0-year-old baby, the annual premium is 12000 yuan, which needs to be paid continuously 15 years. The security benefits are: basic life insurance 50,000, serious illness 40,000, children 65,438+06,65,438+07, and 60 per year. 18, 19, 20, 2 1 year, and can receive 20,000 college education funds every year; At the age of 25, you can get 40,000 yuan for children's entrepreneurship, and you can get138,000 yuan for entrepreneurship education. Assuming that the income is in the middle level, the cash value of the 30-year-old policy is 270,000, the 60-year-old policy is 970,000, and the 70-year-old policy is 1.48 million. The argument of the benefits of universal insurance is uncertain. Please consult your agent for the actual situation. You can also contact QQ. May happiness and peace be with you!