First of all, improving financial knowledge is the key to improving financial quotient. Financial knowledge includes knowledge of taxation, finance, investment and insurance. Knowing this knowledge can help people plan their financial life better, guard against investment risks, seize opportunities and make better use of their resources and funds.
Secondly, financial management skills are also an important part of financial quotient. Financial management skills include budgeting, saving, investment and debt control. With high-quality financial management skills, individuals can better control their own expenses and income, improve the rate of return on assets, and better cope with various life challenges.
Thirdly, the awareness of financial quotient is an important basis for the promotion of financial quotient, which is related to people's attitude towards money and assets. The awareness of financial management can make individuals have better ability to predict and judge, so that individuals can better plan their financial life and avoid debt and financial crisis.
Finance and business education
The most important point of financial and business education is to cultivate children's concept of delaying enjoyment. The so-called delayed enjoyment refers to delaying the satisfaction of one's desires in pursuit of greater returns in the future, which is almost the core of Jewish education and the greatest secret of Jewish success.
The values of modern society have been integrated into the Jewish financial and business education thought. Personal life is the scope of his planning, personal pursuit and personal resources are all rationally planned. His highest goal is a happy life, and financial quotient is the overall theory of his planning.
Taking the essence of Jewish financial and business education as the core, this paper summarizes three aspects of financial and business education for middle-class youth: the ability to hold money, the ability to earn money and wealth knowledge.