Education fund, also known as education insurance, education fund insurance, children's education insurance or children's education insurance, is a kind of savings insurance for the purpose of preparing education fund for children. Providing corresponding insurance benefits according to the educational needs of children or adolescents at different growth stages has both the function of compulsory savings and a certain guarantee function. The emergence of education fund insurance enables insured children to reserve a fund at every specific stage of their lives, greatly reducing the financial burden of their parents.

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At present, there are three kinds of cash return methods for education funds introduced by insurance companies: education fund insurance products.

First, from the effective date of the policy, a certain amount of survival money will be returned every year;

The second is to return a certain amount of survival money every year from the agreed time, which is mainly used for the education expenses of high schools and universities;

Third, a one-time return at the agreed time can not only provide a certain stage of higher education expenses, but also provide venture capital, marriage money, pension, survival money and so on.

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