First of all, our department held a special meeting for all staff. Through the video conference of the provincial association, the association comprehensively and seriously studied the comments of some employees and the case analysis of experts, as well as the relevant knowledge of compliance management, especially the Compliance Manual. For this reason, I also made a serious study record, which made my colleagues and I have a deeper understanding of compliance management.
Secondly, through learning, I corrected my previous misunderstanding of "emphasizing management and neglecting management". Reach a consensus with colleagues that minor violations will accumulate into serious compliance risks and cause heavy losses to our business. Strengthening compliance management can reduce the risk of violation or the loss of supplementary punishment caused by violation, and can also protect employees from making fewer mistakes and encourage employees to contribute value.
Second, timely rectification, update services.
"Compliance is everyone's responsibility", "Compliance starts with me", "Compliance creates value" and "Compliance promotes development". As an accounting supervisor, I should consciously abide by the compliance operation and standardize the operation. I have carried out self-examination and self-correction. Especially since this year, according to the relevant regulations on the management of bank settlement accounts and the annual inspection work plan of the settlement accounts of Wuhu People's Bank, combined with the actual situation of our department, all accounts have been comprehensively cleaned up and rectified. At present, this workload is relatively heavy and complicated, because our department has opened accounts in enterprises and institutions, with more than 30 households/kloc-0. First of all, the non-compliant accounts were thoroughly cleaned up and some accounts were cancelled. For accounts that cannot be notified, they will be suspended for a long time. Because the compliance construction of rural cooperative financial institutions started late, it is still passive compliance, not active compliance, so we must adhere to compliance in every business, study and rectification.
Through study, I deeply realized that I should update my service consciousness. Without quality service, there will be no development of banking business. Strengthening marketing is an urgent task to improve our core competitiveness at present. Our business service consciousness has changed greatly compared with before, but it lacks deeper excavation. In the current increasingly fierce market competition environment, attracting customers with comprehensive and high-quality services can be in an invincible position in the competition.
Third, compliance management has achieved initial results.
After correct understanding and rectification, our compliance work has made some gratifying achievements during this period. First of all, compliance management minimizes the work mistakes that employees are prone to in business operations and protects the enthusiasm of employees. Due to compliance requirements, the error rate of counter business has decreased. Under the mutual supervision of employees, the mistakes that are easy to make due to negligence have been obviously improved. Although some customers didn't understand it when implementing compliance management, they were finally recognized by customers through explanation. As an employee, especially as an accounting supervisor, we should have a sense of risk service and risk management skills, eliminate hidden dangers in basic management in time, enhance our ability to prevent risks, and enhance our reputation and social status among customers.
The above three points are my superficial understanding of compliance learning, and the shortcomings are welcome to criticize and correct.
Supplementary experience in bank compliance;
"Compliance" means that all activities of commercial banks comply with applicable laws and regulations, regulatory provisions, industry rules, relevant standards formulated by self-regulatory organizations, and rules, regulations and codes of conduct applicable to banks' own business activities. Compliance management is the inherent requirement of the steady operation of banks, the basic premise of preventing financial cases, the duty that every employee must perform, and a powerful weapon to safeguard their own vital interests. Compliance involves all lines and departments of the Bank, covers every link of banking business and permeates every employee of the Bank. As a core risk management activity, compliance has been paid more and more attention by the banking industry.
To this end, the bank's employees' sense of responsibility for case prevention and control and awareness of compliance and law-abiding were enhanced, and the "seven ones" publicity and education activities on compliance and risk awareness were organized throughout the bank, which were also highly valued by branches. Focusing on the theme of "emphasizing morality, abiding by laws and regulations, and promoting case prevention", under the leadership of the president, our sub-branch also conducted active study and discussion, from which I was inspired and gained a lot.