If you can get the loan, the student loan is approved according to the contract, which has nothing to do with whether you pay the tuition fee or not; Student loans are distributed in two parts, one to colleges and the other to your repayment Alipay account. If the loan is issued, the tuition fee is paid or the school deducts more money, you can contact the school for a refund.
Extended data
Application conditions for student loans:
1. Nationality: People's Republic of China (PRC) nationality;
2. Student status: Full-time freshmen (including preparatory students) who have been officially admitted by full-time ordinary undergraduate colleges, higher vocational colleges (including private colleges and independent colleges), scientific research institutes, party schools, administrative colleges and accounting colleges (the list of schools is subject to the announcement of the Ministry of Education) and have obtained a true, legal and effective admission notice, or undergraduates, graduate students and students studying in colleges and universities.
3. Household registration: students' household registration before enrollment and their household registration in co-borrower are all in the county (city, district);
4. Credit: Honest and trustworthy, law-abiding;
5. Family situation: as determined by the competent department, the family is in financial difficulties, and the family income is not enough to pay the basic expenses required for students to complete their studies at school;
6. Others: No other student loans were obtained in that year.
If the tuition has been paid, will the student loan be repaid?
Yes If you apply for a student loan, but pay the tuition, the money will come down. However, many schools will not return the student loan as the tuition fee for the second year, so it must be decided according to the situation. Consulting school administrators in time can help us solve problems better. At the same time, it should be noted that the amount of student loans from students is generally not very high. Therefore, it should be noted that you can also choose to work-study programs during your schooling.
1. The CPC Central Committee and the State Council attached great importance to the financial assistance for students from poor families. It is an important measure to establish and improve the financial aid policy system for students from poor families, so that students from poor families can enter school smoothly, afford college and receive vocational education, which is to practice the "Theory of Three Represents", implement the Scientific Outlook on Development and build a harmonious socialist society. It is an effective means to implement the strategy of rejuvenating the country through science and education and strengthening the country through talents, optimize the educational structure and promote educational equity and social justice; It is an inevitable requirement for effectively performing public finance functions and promoting the equalization of basic public services.
2. The main content of the financial aid policy system for poor students in colleges and universities "the State Council's Opinions on Establishing and Perfecting the Financial Aid Policy System for Poor Students in Colleges and Universities, Higher Vocational Schools and Secondary Vocational Schools" (Guo Fa [2007]13) and its supporting measures were promulgated and implemented. The state established national scholarships, national inspirational scholarships, national grants, free education for normal students, national student loans, work-study programs, tuition remission and so on in the higher education stage. When students from poor families are admitted to universities, they can first report on time through the "green channel". After entering the school, the school verifies the family's financial situation and then adopts different ways to support it.
3. Students with financial difficulties in families in colleges and universities Students with financial difficulties in families refer to students who can raise funds by themselves and their families and are unable to pay the basic study and living expenses during their studies at school. By the school according to the standards and procedures stipulated by the relevant departments, determined through democratic appraisal. When students apply for the identification of family financial difficulties, they need to submit the "Questionnaire on Students and Families in Colleges and Universities" confirmed by the civil affairs department of the township, town or street where the family is located to prove the family economic situation.
Can I still pay tuition after paying the student loan? What about paying tuition before the loan?
At present, colleges and universities have started classes one after another, and many students have not yet applied for student loans. In order not to affect their studies, some students borrow money to pay their tuition fees, and then return the money to others after the student loan comes down. So, can I still pay tuition after the student loan? What about paying tuition before the loan? Let's have a look.
Can I still pay tuition after paying the student loan?
In fact, the granting of student loans has nothing to do with the payment of tuition fees. As long as the students' families meet the conditions for applying for student loans, and the submitted student loan applications pass the bank's examination, the bank will lend money. General student loans are issued every year during the period of 1 1 ~ 65438+2, and then transferred to the students' personal AliPay account and then to the school account.
When the student loan is issued, a text message will be sent to the mobile phone number reserved by the students. Students can pay attention to the SMS notification at any time. After receiving the notification, they can check the details of the funds in the Alipay account of the student loan collection in time to confirm that the loan funds have arrived.
What about paying tuition before the loan?
Because the student loan only stops in the student Alipay account, it is directly credited to the school account according to the input receipt. If the tuition fee is paid before the loan, it is equivalent to paying the tuition fee again. However, this is not important. Generally, all the student loan funds such as 65438+mid-February have arrived, and the school finance department will settle the tuition according to the student loan information submitted by the funding center.
Students can return their tuition fees to the financial department of the school with the proof of paying tuition fees. After verification, the school confirms that the student loan funds have also been deducted to pay tuition fees, and usually the tuition fees paid before will be returned to the bank card provided by the students.
The above is "Can I still pay tuition after the student loan?" . In short, paying tuition fees will not affect the issuance of student loans. After paying the tuition before the loan, the student loan will be deducted to the school account, and the tuition will be refunded after the financial settlement.
Can I still apply for a student loan after I pay my tuition?
Of course.
The students have already paid the tuition. After the student loan funds are issued, the financial department staff can refund the tuition fees paid in full with the payment invoice. Because some schools will require users to pay tuition fees first, as long as the student loan funds are released, the school will refund the tuition fees, and it is impossible for the school to charge tuition fees twice a school year.
Paying tuition fees in advance is just a bit troublesome, but it will not affect the application results and lending of student loans, and students can rest assured.
Student-origin loan amount
(1) Loan amount
The loan amount does not exceed 8,000 yuan per person per academic year, which is an integer between 1000 and 8,000. In principle, it is used for students' tuition and accommodation during school. College students who obtained national student loans in colleges and universities in that year may not apply for student-origin credit student loans at the same time.
(2) loan term
In principle, the loan term shall be determined by the number of years of full-time undergraduate education (students according to the remaining years of the education system) plus 10 years, and the longest period shall not exceed 14 years. At the end of two years after graduation from the normal academic system, students will start to repay the loan principal in installments according to the loan contract.
There is a grace period for students during school and two years after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract. Borrowing students who have studied for more than 4 years and continue to study for higher degrees (including graduate students and second bachelor's degrees) will shorten the period of repayment of principal and interest after graduation.