Generally speaking, as long as students are over 18 and under 55 years old, are Chinese mainland residents with full capacity for civil conduct, and their personal identity information and mobile phone number are not activated in other JD.COM accounts, they can apply for opening JD.COM White Bar.
Of course, whether it can be successfully opened has to go through systematic comprehensive evaluation and audit. Therefore, customers must pay attention to maintaining good personal credit. The open path of JD.COM White Strip is:
Log in to Jingdong Financial APP, click "White Strip" on the homepage, and then click "Activate Now". If there are still white stripes left on that day, click "Grab the quota" directly, then click "Start applying", and then follow the page prompts to complete the activation. It should be noted that if there is no white ticket quota on that day, customers can try to get the quota early the next day.
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“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data.
Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.