Before buying insurance, you need to pay attention to the issues involved:
health insurance
There are many kinds of health insurance products, and those with higher selective prices need to do their homework.
education fund insurance
1, see if there is any exemption for the insured.
When buying education insurance, we must pay attention to whether the insured is exempt from liability, whether it is basic liability or additional insurance.
Because the child has no financial ability, if the parents can't continue to pay the premium for some reason, the policy will be invalid.
If the insured is exempt, there is no need to worry that the child will lack this protection because the parents can't afford it.
2. Configure safety insurance first.
What children need most is security. Only when the guarantee is done well can the education fund insurance play a greater role.
If you spend too much money on annuity insurance, it is a bit of putting the cart before the horse.
3, careful planning, full consideration
Education gold insurance pays more premiums, and once it is surrendered, the loss is also relatively large. Therefore, before deciding to insure, you must make a long-term plan and fully consider before buying.