If you are interested in Ping An Cai Ying Baby Education Annuity Insurance (dividend type), you can read this article:
After reading it, buy Ping An Cai Ying Baby Education Annuity Insurance (dividend type)!
Then, let's take a look at the senior's evaluation of the gifted baby education annuity insurance (dividend type). Not much nonsense, directly above:
1. Analysis of insurance conditions
Cai Ying Baby Education Annuity Insurance (dividend-paying type) is a regular product, and its guarantee period starts from 0: 00 on the anniversary of the insured's 30-year-old policy. If you are a small partner who usually prefers long-term guarantee or lifetime guarantee, you may not find a suitable guarantee period in this product.
Moreover, the payment period of Cai Ying baby education annuity insurance (dividend type) is only 10 year. Compared with other products with 2 or 3 payment cycles, the payment cycle selection of this product is indeed a bit too simple.
In addition, the insured age range of Cai Ying Baby Education Annuity Insurance (dividend type) is-10 year old after 28 days of birth and healthy discharge. /kloc-Children over 0/0 cannot insure this product.
If you are interested in education fund insurance, then you can't miss this article by Senior Sister:
Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?
2. Policy dividend analysis
Cai Ying Baby Education Annuity Insurance (dividend type) stipulates that during the insurance period of the main insurance contract, the insurance company will determine the dividend distribution plan every year according to the actual operation of the dividend insurance business, and the policy dividend will not be guaranteed.
In other words, although this product is a dividend-paying product, the insured may not get the policy bonus every year!
At the end of the article, Xue Jie also helped you sort out several education annuity insurance products with the highest yield this year. Friends in need can come and have a look:
Latest! The eight education grants with the highest rate of return in 2022 are coming ~
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!