2. Financial Fund Education Annuity Insurance: It is only for storing future educational assets for children, but the guarantee period is relatively short, and it generally disappears during college, and generally lasts until the age of 22 or 25.
3. whole life insurance: It is a kind of death guarantee. Once the insured dies, the beneficiary can inherit the security fund, which can be passed on as the wealth of future generations, as a supplementary pension, or as an extension of education insurance.
Generally speaking, there are three types of education insurance at this stage, but when buying education insurance for children, the most specific requirements should be integrated. It seems that some people focus on quick success and instant benefit, and some parents not only pursue perfection and stability, but also care about profit. Under this premise, the education annuity insurance with financial funds can show its unique advantages.
What is driving accident insurance? It can also be called auto insurance, which is a kind of personal insurance and accident insurance. It can provide protection for drivers and passengers driving motor vehicles. If the car is damaged by an accident during the insurance period, the insurance company will pay compensation to the driver and passengers.
There are two types of driver insurance: insurance by person and insurance by car. Among them, personal insurance means that no matter which car the beneficiary takes, as long as there is an accident during the insurance period, he can get compensation. Car insurance is similar to the liability insurance for people on board. As long as you are driving or riding an insured car, you can get compensation for accidents during driving.
What does driving insurance cover? Driving accident insurance belongs to accident insurance, and the specific contents of its protection generally include accidental death, accidental disability and accidental medical treatment of drivers and passengers. Let's take Ping 'an whole vehicle travel insurance as an example to see its protection status. The insurance age of this product is 18-80 years old, and the approved passenger capacity is 5 or 7, which is suitable for operating buses and non-operating buses. There are three protection schemes to choose from, namely, advanced edition, deluxe edition and exclusive edition. The specific protection contents of the three protection plans are the same, but the credit limit and premium price are different. Detailed protection information is as follows:
What is driving accident insurance? Do I have to buy it? From top to bottom, we can know that the specific content of driving insurance is very simple, and the application of accidental medical insurance is weak, and only the medical expenses below medical insurance coverage can be reimbursed, but the obligation of accidental hospitalization allowance can fill the accidental medical insurance to a certain extent.
Do I have to buy driving insurance? Whether it is necessary to buy driving insurance depends entirely on the existing protection and driving habits of the insured. If you are equipped with comprehensive accident insurance and medical insurance, and often drive independently without them, you can ignore the additional driving insurance, which is enough to cover the risk of driving. If you have relatives, good friends or taxi drivers for a long time, it is a good choice to have a driving insurance with a car. In this way, in the event of an accident, you or the relevant personnel in the car are injured or killed/disabled, and you can also find insurance claims to reduce losses.