Yongchao Zhao. According to Yongchao Zhao's personal data, Yongchao Zhao, as one of the co-founders of 52 Financial Education, is affectionately called "Beard Teacher" by students because he likes to grow a beard. Financial education is an online financial education service platform on the Internet. Based on the entanglement theory, it is committed to providing users with one-on-one consultation online education services through various teaching methods such as hard disk, video and tutoring, and improving their investment ability.