Education insurance is also called education fund insurance, children's education insurance and children's education insurance. It is insurance education for the purpose of preparing children's education fund. As far as education fund insurance is concerned, the insurer is generally the parents of the children, and the insured is generally the children. During the period stipulated in the insurance contract, the insurance company should provide education fund support at different ages of children's growth according to the contract, and also provide risk protection for the insurer during the storage period of education fund. Insurance is saving, which has the function of compulsory saving and contains certain guarantee function. It has the characteristics of earmarking, compulsory saving and free of premium. Although the income from education insurance will not be very high, education insurance can certainly ensure that children receive such an education fee as scheduled during school.

The establishment of children's education fund insurance must comply with the relevant provisions of the Insurance Law of People's Republic of China (PRC) and the relevant requirements of the Banking and Insurance Regulatory Commission of China. Children's education fund insurance that does not conform to the spirit of the CBRC document or violates the Insurance Law shall not be listed for sale. In China, many insurance companies, including Life Insurance, Pacific Insurance and Ping An, have set up children's education fund insurance projects and products. There is no doubt that the insurance company with the top level and professional ability in the industry is the endorsement of children's education fund insurance, and the safety of children's education fund insurance is natural.