The children's education fund is reliable because the insurance contract is protected by law. As long as you know the contract content and specific benefits, you can buy with confidence.

If you don't know whether it is necessary to buy education fund, you can read this article: Is it necessary to buy education fund insurance? 》

Education grant is a kind of financial insurance highly praised by parents, which has the following advantages:

(1) The education fund is relatively safe and has low risk.

② The income from education funds is relatively stable.

If you are not sure about the income of the education fund, I suggest you read this article: "If you are not sure about the income of the education fund annuity insurance, don't buy it blindly! 》

However, education grants also have some negative effects:

(1) The income is low. The highest scheduled income is 3~4%, and the education fund can't make much money;

② Poor liquidity. Education funds should be paid on time every year, with a lock-up period of more than ten years.

What are the points for attention in choosing a good education fund? Class begins ~

① The predetermined interest rate is higher.

The biggest purpose of the education fund is to increase our present funds and ensure children's future education. The higher the predetermined interest rate of products, the higher the actual rate of return. Pay early, and it is a one-time wholesale delivery, which is conducive to improving your yield.

② Matching the education gap

The period of high education expenses should coincide with the period when education funds can be paid.

For example, if you just want to ensure that your child goes to college, you can choose to pay short-term fees, and your child can get an education fund when he goes to college.

What are the advantages and disadvantages of various education fund products? I believe this information will definitely help you choose your favorite education fund: "Evaluation of 8 education funds with the highest rate of return in 2020! 》

Write it at the end

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