Zhongrong Trust Xinrui 1No. Risk level: R2 (robust) R2 wealth management products are not guaranteed, but the risk is very low, and the income fluctuation is relatively controllable. Xinrui 1 of Zhongrong Trust is a very classic trust project of actively managing the fund pool, which is issued by Zhongrong Trust, which is controlled by the central enterprise Hengtian Group. Under normal circumstances, the risk of trust products belongs to the balanced non-guaranteed risk, and there is a certain risk of principal loss and a certain fluctuation of income. Generally speaking, it is a relatively stable and safe financial product.

I. Trust

1. Trust refers to the act that the trustor entrusts his property right to the trustee based on his trust in the trustee, and the trustee manages and disposes it in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the trustor.

2. Trust is a way of financial management, a special property management system and legal behavior, and also a financial system; It constitutes a modern financial system with banks, insurance and securities.

3. Trust business is a legal act based on credit, which generally involves three parties, namely, the trustor who invested in credit, the trusted trustee and the beneficiary who benefited from others.

Two, the role of trust is the result of trust, including:

(1) The role of financial management on behalf of customers broadens investors' investment channels.

Its characteristics are: first, economies of scale, scattered funds are cleverly collected by trusts and used by professional investment institutions for various financial instruments or industrial investments to realize asset appreciation; The second is expert management. The management of trust property is managed by experts in related industries. They have rich investment experience in the industry, master advanced financial management technology, and are good at capturing market opportunities, which provides an important guarantee for the appreciation of trust property.

(2) Gathering funds to serve the economy:

Because the trust system can effectively maintain and manage the owner's funds and property, it has strong fund-raising ability, creates a good financing environment for enterprises to raise funds, and more importantly, it can transform savings funds into production funds, which can effectively support economic development.

(3) the role of avoiding and dispersing risks:

Due to the independence of the trust property, there is no legal flaw in the establishment of the trust property, which can resist the litigation of the third party during the trust period and ensure that the trust property is not infringed, thus making the trust system have the risk avoidance function that other economic systems do not have.

④ Promoting the development and perfection of the financial system;

⑤ Develop social welfare undertakings and improve the role of social security system;

The establishment of various charitable trusts can support the development of science and technology, education, culture, sports, health and charity in China.