There are many kinds of education insurance products, but from the perspective of guarantee period, they can basically be divided into lifelong education insurance and non-lifelong education insurance.

Lifelong education fund insurance can pay children's education fund at the agreed education stage, and provide start-up fund, marriage fund, pension, etc. At different stages of a child's life, it covers the child's life. Non-lifelong education funds are more targeted, only serving children's education stage, and generally paying insurance money in the education stage after middle school.

Second, what is the role of education fund insurance?

1, mandatory asset reserve

Once the insured has purchased the children's education insurance, they need to pay the premium regularly. The money can't be withdrawn in advance, and if they surrender in advance, they are likely to suffer certain economic losses. This way can cope with the possible family economic crisis, which is of greater significance to families with weak financial management ability and has stronger protection for their children's future.

2, earmarking, matching the education cost gap.

Compulsory education only covers children's tuition fees from primary school to junior high school for nine years, and the expenses of high school to university, master's degree and doctor's degree need to be borne by families. Children's education fund insurance can receive the corresponding insurance money from high school to university, which can be used for children's tuition expenses. Some products can also be collected from junior high school, and children can take care of graduate school, study abroad and even provide for the elderly, depending on the product regulations and the terms of the contract signed.

More insurance questions can be consulted by telephone.

Pre-sales telephone number: 95362

Pre-sales product consultation: 400-880-3633