In order to effectively improve the ability of internal control and compliance of credit lines and help the high-quality development of credit business of sub-branches, recently, the credit management department actively carried out the theme activity of "clearing the system, keeping the bottom line and strengthening implementation" of Yangpu Sub-branch in 2020. All cadres and employees of the department earnestly study warning education, take the case as a mirror, and strengthen reflection on negative cases. Through the self-study and discussion of employees, the compliance system will be integrated into the credit culture, the bank's credit rules and regulations will be strictly implemented, the risk prevention awareness and compliance enforcement of middle and back office personnel will be enhanced, the key points of each link will be carefully performed, and the "risk control" will be strictly controlled.

In order to consolidate the awareness of case prevention of credit line personnel, give full play to the warning and deterrent effect, further consolidate the foundation of case prevention management in the credit field, and effectively curb all kinds of illegal incidents, the credit management department organized credit practitioners within its jurisdiction to study the Collection of Case Analysis and the Guide to Criminal Law (credit business field). Four credit-related professional departments and 27 business outlets of the sub-branch organized a total of 245 people to study case analysis sets and write their learning experiences 18.

On June 17, all members of the Credit Management Department participated in the credit line integrity early warning education meeting and the theme presentation of credit risk cases. At the meeting, I listened carefully to the special lectures given by the president in charge of credit on "Collection of Case Analysis", "Introduction to Criminal Law (Credit Business Field)" and actual risk cases in recent years.

This theme activity study has sounded the alarm for bank credit practitioners with an actual case. In the increasingly complex external environment and fierce market competition, we should establish a correct concept of development, achievements and risks in the development of credit business, and the bottom line thinking of "complying with the law" cannot be relaxed for a moment. Subjectively, credit practitioners should respect the law, abide by the system and resolutely put an end to illegal acts. The prevention of credit risk cases is the consistent goal of the whole bank. The Credit Management Department will work closely with relevant professional offices and grassroots outlets to prevent risk cases in the credit field and ensure the high-quality development of credit business.