If you don't know which one to buy, you can click on the insurance planning service of 1. Deep Blue Insurance _ A centralized insurance broker will give you professional advice.
1, children's annuity insurance
According to the payment method agreed in the children's annuity insurance, the payment is fixed every year.
When the children agreed in the contract go to high school or college, they begin to change according to the contract.
Step 2 prolong life
I bought an increased whole life insurance, and then planned how to reduce the insurance from the insurance policy on a regular basis, so as to pay for the children's education.
Education fund insurance, in the final analysis, is to help parents develop long-term planning thinking, and it is also a tool to save the money that children must spend in school early.
In layman's terms, it is to force parents to save some money for their children's education.
This money will provide financial security for children in all stages of their growth, with the aim of transferring the economic risks faced by children in the process of receiving education.
If you have all other types of insurance and some spare money that has not been used for a long time, it is worthwhile to buy an education fund at this time. On the other hand, there is no need to buy the education fund first or if the long-term premium of the education fund cannot be met.
Shen Lanjun still suggested that the guaranteed insurance should be fully configured before considering this kind of financial insurance.