Function: After the insured reaches a certain age, he can pay a certain amount of education money on schedule, and also provide the insured with the advantages of accidental injury or death due to illness, death or high disability premium exemption.

1. Education insurance has the function of compulsory savings. Parents can choose the type and amount of insurance for their children according to their own expectations and their children's future education level. Once the education insurance plan is established for children, they must deposit the agreed amount every year to ensure that this savings plan can be completed.

2. Education insurance has the function of insurance protection at the same time, which can provide protection for the insured and the insured in terms of illness, accidental injury and high disability. Therefore, once the insured fails to complete the children's education fund reserve plan due to illness or accidental death, high disability and other risks, the insurance company will waive the insurance premium that the insured should pay in the future, which is equivalent to the insurance company paying the insurance premium for the insured, and the original rights and interests of the policy remain unchanged, and the future education expenses can still be provided for the children.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.