1, online loan
It is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Network micro-loan refers to the micro-loan provided to customers by Internet companies through their holding micro-loan companies.
2. Student loans
It is a kind of bank loan jointly operated by banks, education administrative departments and universities to help students from poor families in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation.