College students often don't have enough financial knowledge and experience, and don't know enough about the procedures and regulations for canceling campus loans. It is easy to believe the lies of fraudsters and be deceived. In order to prevent campus loans from being cancelled by fraud, universities and relevant departments strengthen publicity and education for college students, improve their financial knowledge and personal information security awareness, and at the same time intensify the crackdown on fraudsters to safeguard their legitimate rights and interests.