Why should we prepare an education grant?
First, the needs of the times: in today's society, the requirements for academic qualifications are getting higher and higher. Judging from the current employment situation, a college degree is the most basic condition. To find a better job, the biggest threshold is education.
Many parents are aware of this problem. When children are very young, parents have already started to prepare education funds for their children, which provides a strong guarantee for their future schooling. Children have received a good education and can continue to study hard on this basis, so that they can stand on the society in the future.
It is the common wish of every parent to hope that their children will succeed and their daughters will succeed. The demand of the times for higher education and high quality is a fundamental reason why we should prepare education funds. The progress of the times urges people to keep up with the cultural and educational powers. Only by receiving a good education can we prepare for the needs of our motherland in the future. Parents are old, how to buy insurance? I just sorted out the relevant contents, hoping to help you: buy insurance for parents and the elderly, and be sure to avoid these pits!
Second, the needs of the family: the money spent by a child from the children's garden to the university in 16 years is immeasurable. For a family, the cost of schooling and living expenses are the most important expenses. Many parents let their children learn various specialties and participate in various cram schools and training courses from the beginning of school, and they don't want their children to lose at the starting line. These expenses are a heavy burden. If parents don't prepare an education fund in advance, it is very likely that their children can't afford to go to school. After all, children will go to school when they are older, and they can't stop going because the tuition is not enough.
Prepare education fund by purchasing education fund insurance.
Education funds can be stored by purchasing education fund insurance. Parents pay a certain education insurance fee every year according to their family situation. When children go to junior high school and high school, they can provide enough education funds for their children. Some education fund insurance can also provide a venture fund for children to start a business in the future, which is of great help to the whole family. For children, they can enjoy school time and acceptance without any worries.
Advantages of education fund insurance
Many parents will have such questions when buying education insurance for their children. Why do they prepare education funds through education fund insurance? Wouldn't it be better to deposit money directly in the bank? In fact, education fund insurance, as an insurance product with compulsory savings, combines the two advantages of insurance and savings, which not only provides children with education funds, but also guarantees their personal safety.
In addition, education fund insurance also has the function of premium exemption. When the insured dies or is disabled accidentally, the residual premium can be exempted, and the children can also enjoy the protection provided by the insurance.
Case analysis
Lao Wang and Lao Li are good sisters. They all know to save an education fund for their children. Lao Wang saves an education fund for his children through bank deposits, and Lao Li saves an education fund for his children by purchasing education fund insurance. Now their children are all in college, and the annual education cost is very high. In general, their children don't have to worry about the shortage of education expenses, because they have prepared education funds in advance.
It's just that in the years when Lao Wang saved education funds for his children through bank deposits, he didn't save much money at all, because in the process of storage, Lao Wang always took out the stored education funds for one reason or another, and now he is worried about the education expenses of his children. Lao Li saved the education fund through the education fund insurance. When she arrived at the university, the insurance company returned her an education fund every year, which was enough for her children's college education expenses and had no impact on Lao Li's current life. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
To sum up, I believe we all know why we should prepare the education fund and why we should prepare the education fund through education fund insurance. Therefore, families with conditions may wish to prepare an education fund insurance for their children and provide education funds for their children at different learning stages.