The work of student loans may be the responsibility of the Youth League Committee or the Education Bureau.

So I suggest you call the Youth League Committee or the Education Bureau to ask. Pay attention to the ways and means of asking. For example, you can ask him first how to borrow this loan and who can borrow it. Then you couldn't make it clear. You said you could make a copy of the loan document and take it back. After you get the documents, look at the issuing unit, where the issuing unit is and who you can complain to. Or more directly, you can go to Xiji County Bureau to complain directly. Generally, they will accept direct complaints to the bureau and give you a definite answer. 2. The student loan ID card of China Development Bank has expired?

Legal analysis: students who apply for student-origin student loans again cannot come to the acceptance site with their signed application form (exported and printed in the system) and student ID card, but the other party can apply with a power of attorney.

Legal basis: Education Law of the People's Republic of China

Thirty-ninth other educational institutions shall provide assistance and convenience for the disabled according to law.

Article 40 The state, society, families, schools and other educational institutions shall create conditions for minors who have committed illegal and criminal acts to receive education.

Three, the National Development Bank student loan interest how to calculate?

Interest = principal x interest rate x days (days from interest calculation date to actual repayment date).

The benchmark interest rate of RMB loans announced by the People's Bank of China is adjusted once a year from the loan issuance date of 65438+February 2 1, and the adjusted interest rate is the benchmark interest rate of loans of the same grade in the same period announced by the People's Bank of China on the adjustment date.

Interest is calculated on the student-origin credit loan on an annual basis, and the repayment date is 65438+ February 20th every year. The interest of students during their school days is fully subsidized by the financial department, and the interest after graduation is shared by the students and their parents (or other legal guardians).

discount policy

According to the relevant provisions of the national student loan, in principle, during normal schooling, the interest on student loan is fully subsidized by the finance. After graduation, the loan interest shall be borne by the borrower.

1, interest. The interest of loan students during their school days is all subsidized by the financial department. Among them, students admitted to universities directly under the central government bear loan interest subsidies.

Students admitted to local colleges and universities who study across provinces are subsidized by the central government; Studying in this province, the loan discount shall be borne by the local finance. After graduation, students and their parents (or other legal guardians) will bear all interest.

2. Risk compensation. Establish a special fund for risk compensation of student-origin credit student loans, and the risk compensation ratio shall be determined according to 15% of the loan amount in the current year.

3. Discount and risk compensation management. The interest subsidies and risk compensation paid by the central and local governments are collected by the National Student Financial Assistance Management Center and the provincial student financial assistance management centers respectively.

65438+ Before February 20th of each year, it will be fully and on time allocated to the handling bank that carries out student-origin credit student loans, and the handling bank will implement special account management, which is mainly used to make up for loan default losses and other expenses that are conducive to preventing risks and strengthening management.

Extended data:

Repaying the student loan from the place of origin

Borrowing students are required to repay their student loans after graduation. Student-origin student loans are repaid through Alipay account. It should be noted that the normal repayment date of student-origin student loans is before 65438+February 20, and the repayment date of the last year is before September 20. If it is overdue, remember to repay it as soon as possible. Alipay can make overdue repayment on the 20th of each month.

Confirmation Form of Credit Student Loan for Students in Colleges and Universities

Instructions for completing the form:

1. This form is the application and approval form for eligible freshmen and students in colleges and universities to apply for student-origin student loans to the National Development Bank of the county (city, district) where their household registration is located before entering the school. Students applying for student loans must truthfully fill in all kinds of information listed in the form.

2. The domicile of the borrower shall be the county (city, district); The borrower must be an ordinary university or higher vocational school recognized by the national education authorities at all levels.

Students who have obtained a true, lawful and valid admission notice; Borrowing students' families are indeed families with financial difficulties. Borrowing students should be honest and trustworthy, law-abiding, and have no illegal records.

3. co-borrower mainly refers to the parents of borrowing students. If the borrower is an orphan, the co-borrower is another legal guardian or a natural person with full civil capacity who voluntarily shares the repayment responsibility with the borrower.

4. Borrowing students should choose the time limit for applying for loans according to the academic system of colleges and majors. The upper limit of the loan term is "school year 10 year", with the longest not exceeding 14 year and the shortest not less than 6 years.

5. Qualification examination unit: township (street office) examination opinions need to be stamped with official seal.

Student-origin student loan refers to the student loan issued by China Development Bank to eligible freshmen and students from poor families. Its purpose is to help students with financial difficulties pay for tuition, accommodation and other expenses needed during their studies at school.

Students with financial difficulties in the loan target refer to college students who are unable to pay the basic study and living expenses during their study at school with their own and their families' self-raised funds.

Student-origin student loans are credit loans, and there is no need for mortgage and guarantee when applying. The students and their parents (or other legal guardians) are co-borrower, who are jointly responsible for repayment.

At present, the policy of student-origin credit loan issued by the state has been actively piloted in many provinces and cities across the country. Most cities have begun to implement student-origin credit student loans and apply for national student loans. Students need to consult the local education administrative department about the specific matters of applying for student-origin credit loan.

If college students need to know more about the policies and information about student loans from their places of origin, they can log on to the student loan information network of China Development Bank to understand and apply for student loans.