Education insurance, as its name implies, is an insurance for saving children's education funds, which is different from ordinary bank deposits: some education insurance simply has an exemption clause for the insured, that is, after the policy comes into effect, if the insured dies or is disabled for more than one year, the premium of the insured will be deemed to have been paid in full, and the insurance company will pay the insured's living expenses in a certain proportion every year until the termination date agreed in the contract. In addition, young parents sometimes can't keep their money, and education insurance is also a means of compulsory savings.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.