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Share a few simple financial skills.
You can buy bonds. 1. Treasury bonds and treasury bills are bonds issued by the state. Since the founding of the People's Republic of China, China has issued national debt for several decades. Not only has there been no problem, but the interest rate is not low. The recent three-year national debt has an annual interest rate of around 4% (data from Baidu). It's hard to say that the value added is relatively small. Generally speaking, the interest rate of national debt represents the current inflation rate.

Second, local government bonds and national debt are bonds issued by the state for credit, and local government bonds are bonds issued with local government credit as guarantee. Credit is not as high as national debt, because the interest rate will be higher than national debt, so as to maintain balance. Because the financial situation of local governments is different, from the historical situation, the state will still give certain policy protection to local bonds, and the probability of default of local government bonds is very low, which is quite reliable.

Third, corporate bonds, except national bonds and local government bonds, are the most widely issued in the market. Corporate bonds are secured by corporate credit, which is the highest risk compared with the former two. However, in China, no enterprise can issue corporate bonds. To give credit rating, only large state-owned enterprises and a few private enterprises can issue corporate bonds, and bonds have priority over stocks, with relatively controllable risks and higher interest rates, which can be regarded as a relatively stable investment method.

If you want to know more about financial management, you can go to Miaowei Finance and Business Education. Feng He, the co-founder, was awarded the "20 19 Influential Person in Education Industry" award, the "20 19 Influential Online Education Brand" award by Tencent Echo China, the "Innovative Education Product of the Year" award by China.com 2020 China Good Education Festival, the "Tencent Echo China”2020 Influential Online Education Brand Award and the CCTV Education Festival.