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Does Taikang Wealth Life C Lifelong Annuity Insurance have an education fund?
Hello, this insurance has a survival fund that is returned within the insurance period.

Continuous insurance premium

Within the payment period agreed in this contract, the insured shall survive on each corresponding day when this contract comes into effect, and we shall pay 2% of the contract insurance premium to the beneficiary of the survival insurance premium.

If you choose to pay the insurance premium in one lump sum, we will not pay the continuous insurance premium to the beneficiaries of the survival insurance premium.

Special insurance premium

When the insured survives on the effective date of the first year of this contract after you have paid the insurance premium for 5 years, we will pay the beneficiary of the survival insurance premium according to 50% of the insurance premium specified in the insurance policy.

If the payment period you choose is less than 5 years, we will not pay special insurance money to the beneficiaries of survival insurance money.

Survival insurance money

(1) From the effective date of this contract to the first corresponding day of this contract (excluding this day) after the insured reaches the age of 60, the insured survives on each corresponding day of this contract, and we pay 10% of the insured amount to the beneficiary of the survival insurance.

(2) From the first corresponding day after the insured reaches the age of 60 (including that day), the insured will survive on each corresponding day when the contract year comes into effect, and we will pay 20% of the insured amount to the beneficiaries of the survival insurance.

According to the terms of the main contract, unless otherwise specified, the beneficiary of the survival insurance money is the applicant of the main contract.

In order to ensure the security of your information, if you want to know the details of your insurance policy, I suggest you call our national unified customer service hotline 95522 for consultation. Thank you.