The national student loan application form needs to log in to the student loan information network of China Development Bank.

The national student loan is a bank loan led by the government, subsidized by finance, compensated by finance and universities for certain risks, and operated by banks, education administrative departments and universities to help poor students in colleges and universities.

Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation.

On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.

Where can I apply for a college student loan?

To apply for a college student loan, you can do the following: 1. Freshmen who have received the letter of admission apply to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where their household registration is located, and the local financial assistance center signs a loan contract, and after approval, a contract receipt is issued; Give the contract receipt to the school at the beginning of school. After the school enters the information, the contract receipt will be sent back to the county-level funding center where the student is located. The local financial aid center will prepare a summary table and submit it to the provincial student financial aid management center, which will submit it to the handling bank for approval before lending. 2. College students log on to the National Development Bank's student loan information network, enter the student online service system, select new options in the loan application column, submit an extension statement, choose the acceptance method of online signing, agree to the National Development Bank's student loan extension remote acceptance agreement, and sign electronically. The system will automatically generate the contract preview information, and complete the identity authentication through Alipay after confirming that the information is correct. As for the amount that can be applied, undergraduates and postgraduates are different: 1. In principle, the loan amount that full-time undergraduates can apply for each academic year should not exceed 1.2 million; 2. The maximum loan amount for full-time graduate students per academic year shall not exceed 16000. How to repay the college student loan? After graduation, students need to start repaying their student loans. Student-origin student loans are repaid through Alipay account. It should be noted that the normal repayment date of student-origin student loans is before 65438+February 20, and the repayment date of the last year is before September 20. If it is overdue, remember to repay it as soon as possible. Alipay can make overdue repayment on the 20th of each month.

Where can I apply for a student loan? There are several forms of loans.

Student-origin credit student loans are applied by students or their legal guardians to rural credit cooperatives, banks and other financial institutions where their families are located. Location of student-origin student loan: apply to the county (urban) student financial assistance management center or financial institution where the student is studying.

Where can I apply for a student loan?

1. Students or their legal guardians should apply to the rural credit cooperatives, banks and other financial institutions where their families are located.

Location of student-origin student loan: apply to the county (urban) student financial assistance management center or financial institution where the student is studying.

2. The national student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. After receiving the letter of admission, students can consult the school to handle the national student loan. After students report to the school, they can apply for national student loans from financial institutions through the school.

What are the loan forms of student loans?

Student-origin student loans: loans granted by financial institutions such as China Development Bank to eligible college students with financial difficulties. Generally, students and legal guardians apply to the local student financial assistance management center;

National student loan: a bank loan led by the government and subsidized by the government to help students from high-efficiency poor families and schools jointly apply.

Commercial student loans: Commercial student loans are more loans for non-compulsory education and study, and even loans for studying abroad. The loan amount is strictly limited and can only be used for tuition and fees, living expenses and other expenses.

Colleges and universities provide students with interest-free loans with state financial funds: China's Ministry of Education will allocate appropriate financial funds to colleges and universities every year to support teaching, and some schools will withdraw some funds and absorb some donations from alumni associations, thus opening interest-free loan services to students to meet their tuition and living expenses during their stay at school.

Where can I get a student loan?

Student-origin student loans are handled in the student financial assistance management center where the students' families are located, and some areas directly apply to relevant financial institutions.

First, the loan certification materials

1, freshmen who entered the school in 2009, provincial and municipal students who have set up student-origin loans in provincial and municipal universities, and the qualifications of students with financial difficulties in their families have been completed in advance by the local education authorities. Students who have passed the pre-application examination must produce provincial and municipal certification materials that have graduated from secondary schools or universities to set up student-origin credit loans.

2. Students from other provinces and cities who offer student-origin student loans in universities in other provinces and cities must issue loan certificates by their universities.

Second, the identification materials

1, the original and photocopy of the ID card and household registration book of the borrower and co-borrower (the guardian can also use the military card or the armed police card as valid documents);

2. Admission notice or student ID card. For freshmen, the original and photocopy of the admission notice, and for students, the original and photocopy of the student ID card.

Extended data:

1, student loan procedures

Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their household registration is located. The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.

2. Loan amount

According to the sum of the actual amount of tuition and accommodation, the maximum amount of undergraduate students per academic year is not more than 8,000 yuan, and the maximum amount of graduate students per academic year is not more than12,000 yuan. In order to increase the assistance to the students who set up the card, the students who set up the card can borrow according to the maximum amount.

3. Loan interest

The interest rate of student-origin credit student loan is the benchmark interest rate of the same grade announced by the People's Bank of China in the same period, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians).

4. Repayment period and repayment method

In principle, the term of student-origin credit student loan is determined according to the remaining academic system of full-time undergraduate and graduate students plus 13 years, and the longest period is no more than 20 years. Among them, students are determined according to the remaining years of study plus 13 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly.

Three years after graduation is a grace period to repay the principal. During the grace period, the borrower only needs to repay the loan interest, not the loan principal. After the grace period, the borrower repays the loan principal and interest in installments.