First, the reimbursement rates are different:

1. Reimbursement ratio of Class A medical insurance: 100% Class A drugs are reimbursed according to the reimbursement ratio.

2. Proportion of medical insurance reimbursement for Class B drugs: Class B drugs pay part of their own expenses and be reimbursed. The specific reimbursement ratio varies according to local policies and specific drugs.

Two, the two drug regulations are different:

1. Provisions on Class A drugs in medical insurance: Class A drugs refer to drugs that are uniformly formulated by the state, are necessary for clinical treatment, are widely used, have good curative effect, and are low in price among similar drugs. The expenses incurred in the use of such drugs are included in the scope of payment of the basic medical insurance fund, and the expenses are paid according to the provisions of the basic medical insurance measures.

2. Provisions on Class B drugs in medical insurance: Class B drugs refer to drugs that can be partially paid by the basic medical insurance fund. The expenses incurred in the use of such drugs shall be paid by the employees themselves first, and then included in the scope of payment of the basic medical insurance fund, and paid according to the provisions of the basic medical insurance.

Third, the overview of the two is different:

1. Overview of medical insurance for Class A drugs: Class A drugs refer to drugs formulated by the state, which are necessary for clinical treatment, widely used and have good curative effects. The expenses incurred in the use of such drugs are included in the scope of payment of the basic medical insurance fund, and the expenses are paid according to the provisions of the basic medical insurance measures.

2. Overview of Medical Insurance Class B: Medical Insurance Class B refers to Class B drugs, and the basic medical insurance fund has the ability to pay part of the expenses.

Baidu Encyclopedia-Medical Insurance Class A

Baidu Encyclopedia-Medical Insurance Class B