Children are curious, lively and active, but have a poor sense of self-protection. They belong to a vulnerable group in society and are more likely to have accidents.
Children's accidental injury insurance is aimed at children under the age of 18, causing high medical expenses and other economic losses, as well as personal protection for accidental disability and death.
2. Children's health insurance
In family life, there are mainly two kinds of expenses related to children's health: one is the child's serious illness; One is that the child is hospitalized. At present, major diseases tend to be younger, such as malignant tumors such as leukemia, and specific major diseases that infants are prone to, such as Kawasaki disease and severe myocarditis. According to the current situation of China's basic medical insurance system, children of this age are basically in a state of no medical security.
3. Children's education savings insurance
In recent ten years, the educational expenditure brought by the marketization of education has soared, and the concept of family consumption has changed. More and more parents are willing to invest their limited resources in the education and training of their children and make financial planning and arrangements for their children in advance.
Education savings insurance is mainly to solve the tuition problem of children going to school or studying abroad in the future. Raise education expenses for children in the form of insurance. After purchasing insurance, you need to pay the insurance company on time. As a compulsory deposit, it can guarantee the children's future expenses.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.