Many children always ask their parents for all kinds of materials, not because they need those materials more, but because they think their parents can buy them for themselves if they have money. If parents can't satisfy, children can't understand. Because children simply don't understand how money is earned, nor do they understand the hard work of their parents, and they don't understand that money can be spent. Therefore, parents should correctly guide their children's money awareness and tell them that mom and dad need to earn money by working, money is not lingering, and money should be used where it is needed.

Saving consciousness:

Most children live in this era of food and clothing, and they simply can't think of saving and have no sense of saving. Take what you like, throw what you don't like, don't hesitate. Even for some families whose family environment is not very superior, parents try their best to create superior living conditions for their children, so that they can eat and dress well and avoid economic pressure. And children who grow up in such an environment, where do they know the hardships of life and the importance of saving? No matter whether the family conditions are good or bad, parents should cultivate their children's awareness of saving, such as not leaving leftovers, wasting water and spending money indiscriminately, so that children can have the awareness of "saving glory and wasting shame" from an early age.

Rational consumption:

Rational consumption is to establish children's correct consumption concept, buy what should be bought, and resolutely not buy what should not be bought. It will be extremely irrational to blindly let children spend money and buy whatever they see. Parents should control their children's consumption, but they should also keep their children's right to shop independently. For example, they should allow children to choose a snack they like in the supermarket, but it can't exceed the standard of how much money. Children will know that spending money is also authorized, and I can't buy everything. I can only choose one I like best within a limited range.

Earn your own pocket money:

Parents should not blindly give money to their children to meet their consumption needs. We should slowly guide children to exchange labor for value, such as letting them handle agile housework, washing clothes, cleaning rooms, taking out garbage and so on. In exchange for pocket money. In this way, children will know that their pocket money is hard-won and can't bear to squander it at will. At work, I will also do things seriously in order to get a positive return.

Save money:

The most effective way to cultivate children's financial management when saving money is helpful for children to develop the habit of not spending money indiscriminately. Prepare a piggy bank for children, so that children can develop the habit of saving money. If there is more money, it can be used to buy necessities. If you save a lot, you can put it in the bank to manage your money. Allow children to use their pocket money to buy things they like. When children get what they like for a long time, they will be more aware of the fun of saving money and will not spend money indiscriminately.

Financial management:

When children's pocket money, lucky money and other savings gradually increase, parents can cultivate their children to develop the habit of self-help financial management, such as saving money in the bank for a fixed period of time. Or parents can buy funds, manage money and so on. Let children understand that reasonable financial management can increase the value of funds.