"Learning Easy Loan" personal education loan (hereinafter referred to as "Learning Easy Loan") is a special-purpose loan product under the current personal consumption loan product of China Construction Bank, which is provided for individual customers who have educational financing needs such as studying abroad and high-end on-the-job education.

Loan target: individual customers with educational consumption financing needs such as studying abroad and high-end on-the-job education.

Loan purpose: used for tuition and living expenses of individuals studying abroad or studying MBA, MPA and other high-end vocational education on the job.

Loan amount: The maximum loan amount for a single household shall not exceed 6,543,800 yuan, and in principle, it shall not exceed 70% of the sum of registration fee, tuition fee, living expenses and other necessary expenses specified in the school admission notice or other valid admission certificates.

Loan term: the loan term is "T+ 1", that is, "study time+1 year".

Guarantee mode: Yi Xue loan can be mortgaged, pledged, credited or a combination of mortgage and pledge.

Loan interest rate: it is subject to the loan interest rate regulations of China Construction Bank.

Repayment methods: including equal principal and interest method, average capital method, one-time principal and interest repayment at maturity, and any scheduled principal and interest repayment. If the loan term is more than one year, the monthly repayment method of equal principal and interest or the monthly repayment method of average capital must be adopted.