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How to deal with the phenomenon of campus online loan
First, how to deal with the phenomenon of campus online loans

How to deal with the phenomenon of campus online loan? First, guide college students to correct their consumption concepts and concepts, and remind students to fully understand peer-to-peer lending before borrowing, especially in terms of interest collection. Because college students have little social experience and little understanding of bad online loans, they are easily attracted by bad online loans. At the same time, it is also necessary to strengthen students' concept of personal information management and prevent others from taking their personal information to online loans. Second, we should set up legal courses and lectures on legal knowledge in universities to guide college students to consume healthily, and at the same time let students know which rights are protected by law and how to protect their legitimate rights and interests after being infringed. Practical legal courses should be offered in universities, including at least contract law, tort liability law and criminal law, to prevent others' rights and interests from being infringed, and at the same time, to protect their rights and interests with legal weapons when their rights and interests are infringed. The third is to strengthen the legal perfection of regulating the behavior of online lending companies and the punishment of illegal crimes. To further standardize the behavior of online lending companies, it is necessary to clarify that online lending companies have a clear written obligation to inform the interest, repayment methods and default liabilities of their online lending products; It is necessary to clarify that the online loan company strictly implements the notice to the parents of college students before lending, and confirm the attitude of parents, otherwise the online loan will be invalid; Control the amount of online loans; At the same time, it is necessary to strengthen the management of college students' bad online loans. If an online loan company threatens, intimidates or illegally detains college students, it shall increase the punishment according to law.

How to deal with campus loans? Now the state has very strict control over this aspect, so it is good to borrow campus loans.

How to deal with school bullying phenomenon with the advice of psychologists

Be tough, just keep an eye on him, not too tough. Tell the teacher if necessary.

How to deal with campus public opinion: taking "the dormitory for public testing in middle schools" as an example? On August 19, a student who claimed to be No.15 Middle School in tongren city, Guizhou Province posted on the Internet that tongren city No.15 Middle School changed the public toilet on each floor of a boys' dormitory into a student dormitory because of excessive enrollment. "The school told us that students came to learn, not to enjoy, and should overcome difficulties." He said that the three students in his class were originally assigned to the dormitory where the toilet was transformed, and they all chose to rent a house outside the school. The school said: No.15 Middle School adopts a closed management mode, so all students are required to live on campus. However, the Education Bureau "didn't take this into account" when setting the enrollment quota, so the enrollment exceeded the carrying capacity of the dormitory. They said it was only a temporary renovation, and students would not be admitted until the teachers' apartment in the school was renovated. The staff of the local education bureau said that the district education bureau was unaware of the renovation of the toilet dormitory and would immediately investigate. Public opinion analysis: Whether for the convenience of students or other reasons, setting the dormitory in the toilet does more harm than good. Toilets, as places to shelter evil people and shelter evil people, contain a lot of parasites and bacteria. However, the school only used cement instead of potholes, and did not transform and thoroughly disinfect the area. Students live in it, and if they get sick, the consequences will be unimaginable. The context of this public opinion event is like this: students posted on the Internet to attract attention, media reported, netizens quickly forwarded hot discussions, schools responded, and the Education Bureau investigated. Among them, the Internet plays an important role. Then, for colleges and universities, it is particularly important to grasp online public opinion and respond in time. Here, Lesi puts forward some suggestions for your reference. 1. Establish the official WeChat in Weibo and earnestly safeguard the official WeChat platform in Weibo. . In today's society, many events have spread before managers know it. It is very difficult to pay attention through traditional means. If managers can't get relevant and effective information in time, it is not conducive to crisis management. Only by paying attention to and understanding the situation in time can we guide public opinion at a critical moment. Therefore, in the information age, schools must learn to take the online mass line, foster strengths and avoid weaknesses, do a good job of information communication and public opinion guidance according to the situation, and reach public opinion and gather people's wisdom through Weibo WeChat. 2. Face negative public opinion rationally. The school is a place for teaching and educating people, and the safety of students should be the top priority of the school. For such negative events, the school should respond on the new media platform as soon as possible, and quickly correct the mistakes to prevent the events from going beyond its control. This kind of public opinion hotspot analysis should be read more, and more reading will have a deeper understanding.

How to deal with campus fires First of all, to do a good job of fire safety in college dormitories, we must first start with leaders. After the fire broke out in Moscow University, the Ministry of Education issued a notice, asking local education administrative departments and schools to resolutely implement the guiding ideology of "ensuring safety first and ensuring development second". All kinds of schools organized a comprehensive fire safety inspection. The public security fire department should take advantage of the opportunity of fire safety inspection to conduct a comprehensive and detailed inspection of student dormitories, canteens, boiler rooms, gas heating devices, power supply facilities, warehouses, laboratories, reading rooms, conference halls and other crowded places or places that may cause fire accidents, especially dangerous old buildings and power grid lines on campus, leaving no dead ends. When problems are found, they should be dealt with immediately without delay. Colleges and universities are places where the country trains all kinds of high-level professionals, and college students are entrusted with the future and hope of the motherland. Once a fire breaks out in college students' dormitory, causing students casualties, the possible losses are immeasurable, and the impact is also very huge and bad. Education administrative departments at all levels and leaders of colleges and universities should understand the importance of fire fighting in college dormitories from the perspective of maintaining social stability and sustainable development, attach importance to fire fighting, increase fire fighting investment, organize fire fighting knowledge to participate in fire fighting exercises regularly, and improve fire fighting management and ability to overcome fires. Second, establish a sense of safety precautions and implement the responsibility system for fire prevention at all levels. Public security fire departments should urge education administrative departments at all levels and colleges and universities to firmly establish fire safety awareness, pay close attention to the construction of fire safety system, and implement the fire safety responsibility system at all levels. At the same time, to improve the long-term mechanism of safety and fire prevention, the school should further improve the rules and regulations, improve the safety organization, and implement the safety accountability system. In particular, it is necessary to strengthen the management of student dormitories and take active and effective measures to deal with the illegal use of electricity and fire in student apartments. It is necessary to carry out extensive publicity to make Guangsheng employees firmly tighten the safety string. It is necessary to establish a fire safety inspection system, organize regular fire safety inspections, conduct random safety inspections from time to time, and discover and eliminate fire hazards in time through inspections. Third, strengthen the construction of fire control facilities. In view of the aging of hydropower facilities and outdated fire-fighting facilities in some colleges and universities, colleges and universities should prioritize and gradually transform according to the actual situation of the country and schools. First of all, through self-examination and mutual inspection, solve the fire hazard problems such as laying open wires of housing power lines; We should strive for funds step by step as soon as possible, take measures such as expanding capacity and replacing aging wires to reduce fire hazards, update fire-fighting equipment that has been damaged or exceeded its service life, add fire hydrants and pressurized pump rooms to improve water supply pressure. Conditional colleges and universities can also install automatic smoke alarms and establish an automatic campus fire alarm network. By strengthening the hardware construction of fire-fighting facilities, increasing fire-fighting force, reducing fire factors, reducing the incidence of fire accidents and improving self-rescue ability. Fourth, attach importance to software construction and strengthen fire safety education for teachers and students. The construction of fire safety software has the characteristics of low investment, quick effect and strong reliability, which has obvious practical significance for reducing the fire in college students' dormitory.

How to deal with campus loans and avoid and prevent being cheated? The first measure: check the business qualification of the platform. To check the platform qualification, you need to check the business license, tax registration certificate and organization code certificate of the company to which the platform belongs. At the same time, the background of platform team members, general manager, chief risk officer and chief technology officer should also be investigated. If you don't find this person, or don't meet the platform introduction, you need to be vigilant. Whether the cooperative organization on the platform is true or not, you can also call the cooperative organization. The second trick: look at the business and functional interface of the platform and check the business situation of the platform. If there is a profit model, virtual currency investment or art mortgage that you don't understand, then you need to rule it out; In addition, the interface of the website platform is rough, the function is incomplete, and the website server is still overseas, so it needs to be treated with caution. The third measure: search platform exposure.

How to deal with cold violence on campus? How to deal with cold violence? Study hard. Campus is not mom and dad. No cold violence. It is enough to have a good friend. Cold violence proves that this environment is not right with your magnetic field. Just do what you have to do.

How to deal with the school bullying incident? Strict law enforcement is enough. If no one enforces the law, parents will enforce the law on their behalf. Parents should protect their children and bully them back.

How to Deal with Violence in school bullying and Campus Campus is a paradise for children, a place where children grow up and a second home for children. Schools play an important role in whether children can become the pillars of the motherland. At the same time, the school is also a "social environment" for children to establish interpersonal relationships. Campus can be described as a pure land, but in recent years, campus violence has occurred from time to time. The so-called campus violence refers to violent insults, robberies, and even physical abuse of school staff on or near campus, which has certain serious consequences for the spirit and body of school staff. There is only a quantitative difference between school bullying and campus violence, not a qualitative difference. School bullying's main performance is bullying the weak classmates, making the victims feel pain both mentally and physically. School bullying is usually a recurring event, not a single event. Parents don't want their children to be bullied at school. If you suspect that their children have been bullied, you must first find out the truth: is your child a bully? Because sometimes fights between children are mostly due to social attempts, games or goodwill pursuits between children, and will not involve right or wrong in the moral field. Child developmental psychologists have found that aggressive behavior is inevitable in the process of children's social interaction, that is, in the process of play, no matter which country or culture. In fact, showing some aggression may be the only way for children's social development. Unfortunately, when children are physically or mentally injured by violent bullying, they are often reluctant to disclose this situation to you. These children may agree with the ugly nickname given to him by others, or they may think that this matter should be handled by themselves. In addition, if the child is worried that his parents may overreact after learning the truth; Or they don't want to burden their parents any more, and they tend to keep silent. Teachers should help parents improve their ideological understanding. In the face of school violence, many parents show two sides of the contradiction: if their children are hurt, they will hold a grudge and especially hate the perpetrators; If your child hurts others, take the situation lightly and think it is a fight between children, there is no need to seriously care about it. This mentality has a great influence on children and makes school education more difficult. Therefore, teachers should first do a good job in parents' ideological work, help them improve their ideological understanding and make them realize the harm of campus violence. Strengthen the ideological education of the perpetrators. Most of the makers of school violence are underachievers in the class. Some lack interest in learning and have no good behavior habits; Some are infected with bad social habits, pursue individualism and hedonism, and have a weak legal concept. What's more, they are mentally unhealthy, eccentric and extreme. Teachers should do patient and meticulous ideological work for these students. Respect their personality, don't discriminate against them, find the bright spots in them and give them praise and encouragement. Cultivate their self-improvement and self-discipline, and consciously come from the outside world. Heal the victim's mental trauma. The victims of campus violence are often the disadvantaged groups among students. Most of them are introverted, usually don't like to talk and don't like to make friends. In front of the perpetrator, it is very powerless. After being hurt and threatened, I dare not report to my teacher, nor dare I let my family know, and bear the fear and pain alone. For these victims, teachers should observe more and understand more, educate them to learn self-prevention, and deal with them in an appropriate way after being hurt by violence. Students should not be afraid of campus bullies, because after all, they are very few. If you have such a classmate around you, you can do this: neither humble nor afraid of him; When he does something bad, tell him that he will break the law sooner or later; Learn to defend yourself, don't give in to violence, and unite classmates Qi Xin to condemn these violations of school discipline. If you are bullied, don't submit to humiliation, so they may bully you again next time. At this time, the first thing you have to do is to try to get in touch with teachers or parents, so that you can get help. I believe that teachers and parents can handle these problems well. In addition, we can advise such students to do psychological counseling and psychotherapy. Don't discriminate against him, try to understand his family and personality and try to help him. First, help him to be a person who doesn't hate others, and then help him learn to get along well with his classmates.

Second, in the face of the problem of college students' campus loans, how should we deal with and distinguish them?

In 2009, more than 6 million college graduates needed employment, and the employment situation was not optimistic. The financial profession is greatly affected, because the business of enterprises is shrinking, firstly, the demand for financial managers is reduced, and secondly, the demand for technicians is reduced. Secondly, professions such as architecture, energy, machinery and it will be affected. This influence is manifested in two aspects: the decrease in the number of employees in enterprises leads to a decrease in the employment rate, and the increase in the sales pressure in the job market for college students leads to a decrease in wages. Even college graduates who are not in the above-mentioned majors will have to accept lower salaries because of the market environment. For majors, regions and universities that have found it difficult to find jobs, this economic depression is even worse. Therefore, recent college graduates should adjust their job-hunting mentality and expectations and spend the worst economic depression and employment winter.

Third, how do college students face campus loans scientifically?

I think college students should face campus loans scientifically like this:

1. Develop the habit of rational consumption, don't spend in advance, and don't covet things beyond your ability. Many college students come into contact with campus loans only because they want a luxury.

2. If you are really short of money, don't touch this informal platform. Don't be shy. Ask your parents or friends for help. They will help you.

Fourth, why can't college students borrow money on campus?

The main reason is that college students have no financial resources and cannot achieve economic independence. If they have foreign debts, they are likely to rely on their own money or their parents to pay them back, which is often earned by their parents. Moreover, students' main task in school is to study. In addition, students have not yet entered the society and have little social experience. Once you are urged to borrow money, it will often affect your mood and delay your study. In addition, many college students are not mature enough to know the harm. If you have the psychology of keeping up with the joneses, you will often get out of control and get out of control. In addition, many lenders have ulterior motives and deliberately induce college students to spend in advance, with many hidden terms. College students can't clearly distinguish and pay back the money in time. Lenders coerce and seduce some college students, and some college students are forced to take risks and commit crimes against female college students, forcing them to sell their bodies to pay back the money. There have been such cases. Even experienced adults in society can't fully cope with debts, let alone ordinary college students on campus!