China attaches great importance to the development of education. In order to solve the financial problems of many students, especially personal education loans, personal education loans are divided into two categories according to the nature of loans: national student loans and commercial loans. Today, we will introduce these two kinds of education loans, and you can learn about them if necessary.

1, the national student loan can only be applied for if the family is in financial difficulties. With the nature of public welfare, it is subsidized by the state finance and does not need mortgage guarantee. According to the regulations, the interest rate cannot rise. And students who have the conditions to continue their studies after graduation can also apply for an extension. The loan amount is about 6000 yuan per year, which may be slightly different in each region. Many cities in the country can handle it. After the loan is approved, the funds will be directly transferred to the school account, and students can check the arrival of the funds. 2. Commercial student loan This kind of student loan is not necessarily due to poverty, but may be due to various reasons leading to lack of tuition, tuition and fees, accommodation fees, etc. So you can apply for this kind of education loan. The repayment method is very flexible and supports one-time repayment of principal and interest. Different from the national student loan, students in the non-compulsory education stage can also apply, and there are a variety of deadlines to choose from, ranging from 6 months to 8 years. Commercial student loans need to provide mortgage (pledge) guarantee or third-party guarantee, which can reach up to 500,000 yuan according to different situations. The loan interest rate may rise, which is higher than the national student loan. In short, both of them can help students solve the problem of tuition and miscellaneous fees, and different families can choose appropriate loans according to the situation.

2. What are the main types of personal loans?

Consumer loans, commercial loans and credit loans

Three, according to the different nature of loans, personal education loans can be divided into ().

B

This question examines the classification of personal education loans. Judging from the nature of the loan, it is not a national student loan or a commercial student loan. See the textbook P 1.

4. What kind of school does the sports school belong to?

Sports schools generally belong to comprehensive schools, mostly primary schools, junior high schools and technical secondary schools. For example, Zhengzhou Sports School was founded in 1956. It is a comprehensive sports school with secondary school education as the leader and junior high school education as the foundation.

Sports schools generally belong to comprehensive schools, mostly primary schools, junior high schools and technical secondary schools. For example, Zhengzhou Sports School was founded in 1956. It is a comprehensive sports school with secondary school education as the leader and junior high school education as the foundation.