Simply put, annuity insurance is to let everyone put their money in an insurance company. At the appointed time, the insurance company will return the money to us and pay dividends. If the insured dies unfortunately, the money can also be given to the beneficiary.
For those who don't know about annuity insurance, you can read this article: Is annuity insurance good? Is there a pit? Do you have any good products?
Annuity insurance can usually be divided into pension annuity, education annuity, universal annuity insurance and dividend annuity insurance. Annuity insurance mainly has the following advantages:
1, mandatory savings
Annuity insurance Generally speaking, we will pay a sum of money at a time or pay the premium on schedule. After the fixed number of years stipulated in the policy, you can receive the corresponding amount according to the agreement, thus achieving the purpose of compulsory savings, and you can cope with it more easily in the future, such as starting a business, getting married, raising children, and supporting the elderly.
Step 2 lock in income
The benefits of annuity insurance were known when we took out the insurance. How much and when can we get it? It is written in black and white in the contract, which can provide long-term stable and continuous cash flow. Moreover, annuity insurance is not affected by economic changes and downward interest rates, and can maintain and increase the value of funds.
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