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Blessed money

From the effective date of this contract, if the insured survives, we will pay 9% of the basic insurance amount every year until the insured dies. The first payment will be made on the effective date of this contract, and then on the corresponding date of the effective date of this contract every year.

Children's education reserve

From the effective date of this contract, if the insured survives, we will pay 9% of the basic insurance amount to him once a year as the children's education reserve until the first effective date of the contract after the insured reaches the age of 18.

The first phase of the children's education reserve fund shall be paid on the effective date of this contract, and shall be paid on the corresponding day of the effective date of this contract every year thereafter. If the insured survives, the payment date of the last child education fund reserve is the corresponding date of the first effective date of the contract after the insured reaches the age of 18.

18 years old, the children's education reserve fund will only be paid once on the effective date of this contract.

Birthday payment

The insured survives to the birthday payment date agreed in this contract, and we will pay a birthday payment according to the total insurance premium you have paid under this contract. The birthday payment collection date is the corresponding date of the first effective date of the contract after the insured reaches the birthday payment collection age, which can be 60, 65 or 70 years old of the insured. You can reach an agreement with us when you apply for insurance, and indicate it in the insurance policy. Once the birthday payment age is determined, it shall not be changed.

Death insurance or total disability insurance

If the insured dies or is totally disabled, we will pay death insurance or total disability insurance according to the following agreement:

(1) If the insured dies or is totally disabled before the birthday payment, we will pay the death insurance premium or the total disability insurance premium greater than the total insurance premium paid by you under this contract and the cash value of this insurance policy, and this contract will be terminated;

(2) If the insured dies or is totally disabled after the birthday payment, we will pay the death insurance premium or the total disability insurance premium according to the cash value of the insurance policy in this contract, and this contract will be terminated.

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