However, sometimes I feel that although children are young, they also know that they want toys. Some toys are too expensive. What if the family can't afford them? When is the right time to talk about money with children?
It is not easy to talk about money with children. In contrast, it is better to teach children how to use money than to teach them how to use it meaningfully.
I went out to dinner with a friend the other day, and I felt that he seemed to be in a bad mood, so I asked him what was wrong. I thought I was just in a bad mood, but I ended up with difficulties in educating my children.
Things should start with Xiao Yang's birthday. Some time ago, Xiao Yang's kindergarten classmates held a birthday party at home and invited many good friends to play together. On this day, the children are very happy.
There was food and drink at the party, and the children's parents gave them a game machine, which made many children present envious. Xiao Yang has been telling his father since he came home that he hopes the same thing will happen on his birthday.
For Yang Gelao, it is very tiring to maintain his present life. He doesn't want his children to learn to compare with their neighbors at an early age. They are all going to primary school. Why don't they know that it is not easy for parents to make money?
Many parents have encountered the problems that Yang Ge is facing now. When his children don't know how to feel sorry for themselves, they just ask for it and don't even buy toys for them, he will still make trouble.
This is inseparable from parents' guidance to their children. They don't know that money is hard-won, so naturally they won't feel bad about their parents' hard work. So when is the right time to teach children how to manage money?
Many people have heard the story of Buffett. He is the "Wall Street stock god" envied by many people. The reason why he can achieve today is from his first experience of making money.
At the age of 6, Buffett began to sell coke and even went door-to-door to sell his snacks and magazines. Therefore, Buffett began to contact money to invest when he was 6 years old.
As a successful investor, Buffett also thought of investment and management when educating his children. Buffett installed a slot machine at home, the main purpose is to keep children away from gambling and learn to cherish money.
Someone once asked, what is the biggest mistake in educating children to deal with money?
Buffett replied: "Many parents think that it is too late to talk about money when children grow up, and it is too late to give pocket money in junior high school. But in fact, children's financial management concepts should be established from kindergarten. "
Now there are more and more news that children reward anchors with money and spend their parents' hard-earned money at will. If children can't make friends with the right money, they will definitely suffer in the future. How can they live in harmony?
1) Answer the children's questions correctly.
Some children will ask their parents if they have money at home when they are young. Many times, parents are too smart to make mistakes, and they are also smart when facing children's questions.
◆ Crying poor parents
Some people deliberately say that the family is poor. Every time a child wants to buy something, parents will complain that the child is not sensible, and slowly the child will stop talking. At this time, parents feel that their children are sensible, but they are actually disappointed.
When parents are smart, they may temporarily achieve their goals and make their children stop asking for money. But if children face the temptation of money in the future, they are likely to make mistakes.
◆ Exaggerated parents
Some parents are afraid of poverty. In order to make children's lives better, they always slap their faces and fill their fat faces, telling their children that their parents will support them unconditionally whenever they need money.
Children will never know the real situation of their families, and they may owe huge debts in the future. If parents can't help at this time, children may turn against their parents, so don't dig a hole for yourself.
2) Teach children the meaning of money.
Friends who have seen The Name of Man, remember Zhao? He doesn't know how to spend the money in the refrigerator. Zhao said he was afraid of poverty and didn't spend a penny.
When children can be independent, parents should take their children and slowly infiltrate into the family. Parents should set an example and don't hide money behind each other's backs. When a child asks about money, try to answer truthfully.
When a child wants to buy something, teach him whether he needs it or wants it. For example, in summer, he will need a bottle of water outdoors, but he may want a toy in the mall.
By letting children express themselves, teach him the meaning of spending money, whether he just needs it or makes himself happy.
3) Let the children make their own money.
It's important for children to earn money by doing housework themselves. Pocket money comes too easily, and they may not know how to cherish it. The church will spend its own money on its own labor and be practical.
Write it at the end
Everyone has something they really want and need. When they can only choose one of the two, parents should let their children know what consequences his decision may have in the future.
Do you talk to your children directly about how much money you have at home? How much pocket money does your child have?